4145 Harmony Valley Rd, Harmony, CA 93435 Property Records

San Luis Obispo County property record for 4145 Harmony Valley Rd, Harmony, CA 93435

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,916 sqft · built 1965
Lot Size417 acres (18,164,520 sqft)
Owner2 Company Names on Record
Tax Bill$4,855 (2025)
Flood ZoneZone X (minimal risk)
APN046-061-022

Property Details

APN / Parcel Number

Primary APN046-061-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,916 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeWood
Lot Area18,164,520 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2495 CABRILLO HY
CityCAMBRIA
StateCA
Zip93428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionT28S R9E PTN SECS 9 10 15 16 & 17
Legal Block1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1078
Census Tract13000

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 7, HARMONY, CA 93435
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 10, 2025
Transfer Doc0000000904
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$400,975 (-10.36%) Land $188,184 Building $212,791
2025$4,855.00 (-4.92%)$447,294 (+20.41%) Land $238,675 Building $208,619
2024$5,106.00 (+26.07%)
2023$4,050.00 (+1.28%)$371,484 Land $232,908 Building $138,576
2022$3,999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 units insured
incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 60% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
25 / 3

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