4145 Arcadia Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4145 Arcadia Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,106 sqft · built 1987
Lot Size	0.107 acres (4,662 sqft)
Owner	Individual Name on Record
Last Sale	$417,500 (May 2008)
Tax Bill	$6,153 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`169-383-27-00`

Property Details

APN / Parcel Number

Primary APN	`169-383-27-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,106 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,662 sqft (0.107 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4145 ARCADIA WAY
City	OCEANSIDE
State	CA
Zip	92056-5141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 42 TR 011033
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	011033
Legal Block	3
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19808

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4145 ARCADIA WAY, OCEANSIDE, CA 92056-5141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2008 · Amount on Record
Deed Sale	May 1, 2008 · Amount on Record
Prior Sale	Jul 30, 1987 · Amount on Record
Deed Document Number	2008235495
Prior Transfer Date	May 29, 1996
Prior Transfer Doc	0000407098
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4145 ARCADIA WAY, OCEANSIDE, CA 92056-5141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096574
Date	Mar 1, 2017
Instrument	2017-0096574

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Feb 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4145 ARCADIA WAY, OCEANSIDE, CA 92056-5141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426021
Date	Sep 18, 2017
Instrument	2017-0426021

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$559,334 (+2%) Land $401,919 Building $157,415
2025	$6,153.00 (+8.71%) Homeowner's exemption	$548,368 (+4.04%) Land $394,039 Building $154,329
2023	$5,660.00 (+0.28%) Homeowner's exemption	$527,076 Land $378,739 Building $148,337
2022	$5,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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