414453 E 1080 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 414453 E 1080 Rd, Checotah, OK 74426 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,244 sqft · built 2019
Lot Size	6.99 acres (304,484 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Jun 2000)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`460007064`

Property Details

APN / Parcel Number

Primary APN	`460007064`
Alternative APN	`0000-05-11N-16E-3-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	304,484 sqft (6.99 acres)
Garage Type	Mixed
Garage Area	594 sqft

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	192 sqft
Shed	1 Shed
Shed Area	360 sqft
Pole Barn	2,450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460007064
Street Address	414453 E 1080 RD
City	CHECOTAH
State	OK
Zip	74426-5560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT IN SW SE BEG. SE/C SW THENCE S891008W ALONG S'LINE 217.55' N020938W 34.60' POB THENCE N020938W 298.82' N233010E 167.96'
Legal Range	16E
Legal Township	11N
Legal Section	05
Jurisdiction	MCINTOSH OK
Township / Civil Division	HITCHITA-PIERCE
Census Block Group	2
Census Block	2029
Census Tract	779900

Owner

Source: McIntosh County records · APN 460007064

Assessment roll updated January 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	414453 E 1080 RD, CHECOTAH, OK 74426-5560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 08, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS BANK
Mar 07, 2023	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK
Mar 07, 2023	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK
May 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2000 · Amount on Record
Deed Sale	Jun 22, 2000 · Amount on Record
Prior Sale	Mar 02, 1999 · Amount on Record
Deed Book / Page	561 / 593
Last Transfer Date	Oct 28, 2016
Transfer Doc	000993/749
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	414453 E 1080 RD, CHECOTAH, OK 74426-5560
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15570 N 350 RD, BOYNTON, OK 74422-5610

Mortgage

Document Number	00001180/1
Date	Sep 12, 2023
Book Page	1180/1
Instrument	I-2023-004069

Lender

Name	CITIZENS BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	Aug 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	414453 E 1080 RD, CHECOTAH, OK 74426-5560
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15570 N 350 RD, BOYNTON, OK 74422-5610

Mortgage

Document Number	001179/650
Date	Sep 08, 2023
Book Page	1179/650
Instrument	I-2023-004033

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Aug 31, 2044

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	414453 E 1080 RD, CHECOTAH, OK 74426-5560
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15570 N 350 RD, BOYNTON, OK 74422-5610

Mortgage

Document Number	0001167/91
Date	Mar 07, 2023
Book Page	1167/91
Instrument	I-2023-001013

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	107 Months
Due	Feb 27, 2032

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	414453 E 1080 RD, CHECOTAH, OK 74426-5560
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15570 N 350 RD, BOYNTON, OK 74422-5610

Mortgage

Document Number	0001167/60
Date	Mar 07, 2023
Book Page	1167/60
Instrument	I-2023-001010

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SILOAM SPRINGS, AR 72761

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	251 Months
Due	Feb 27, 2044

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	414453 E 1080 RD, CHECOTAH, OK 74426-5560
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1109/1
Date	May 03, 2021
Book Page	1109/1
Instrument	2021-002076

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: McIntosh County records · Assessment roll updated January 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,726.00 (-0.04%) Homeowner's exemption	$31,843 (-) Land $838 Building $31,005	$296,662 (-1.76%) Land $10,527 Building $286,135
2024	$2,727.00 (+10.49%) Homeowner's exemption	$31,843 (+6.09%) Land $952 Building $30,891	$301,975 (+10.67%) Land $10,527 Building $291,448
2023	$2,468.00 Homeowner's exemption	$30,015 Land $679 Building $29,336	$272,867 Land $6,172 Building $266,695

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McIntosh County (40091C), updated May 15, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 83% of the US · above 65% of Oklahoma
Wildfire Likelihood	About 1 in 145 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
East Central Oklahoma Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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