4144 Ridge Rd, Jackson, MI 49201 Property Records

Jackson County property record for 4144 Ridge Rd, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 2004
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on File
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-08-16-102-001-06`

Property Details

APN / Parcel Number

Primary APN	`000-08-16-102-001-06`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	2,036 sqft
Basement Area	2,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	67,082 sqft (1.54 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4144 RIDGE RD
City	JACKSON
State	MI
Zip	49201-8211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG AT A PT DISTANT, AT THE INTERSECTION OF M-50 HWY (CLINTON RD) WITH THE N LN OF THE NW 1/4 N 90 DEG 00'00"E ALG SD SEC LN
Legal Range	01W
Legal Township	02S
Legal Section	16
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	1
Census Block	1027
Census Tract	5602

Owner

4144 Ridge Rd is owned and occupied by an individual who acquired it in April 2007.

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4144 RIDGE RD, JACKSON, MI 49201-8211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN 1 CU
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 2007
Transfer Doc	0002475705
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	4144 RIDGE RD, JACKSON, MI 49201-8211
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4144 RIDGE RD, JACKSON, MI 49201-8211

Mortgage

Document Number	0002992981
Date	Oct 30, 2025
Book Page	2272/188
Instrument	2992981

Lender

Name	AMERICAN 1 CU
Type	Credit Union
Address	JACKSON, MI 49201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 14, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	4144 RIDGE RD, JACKSON, MI 49201-8211
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4144 RIDGE RD, JACKSON, MI 49201-8211

Mortgage

Document Number	0002890050
Date	Jul 27, 2021
Book Page	2192/1260
Instrument	2890050

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2046

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	4144 RIDGE RD, JACKSON, MI 49201-8211
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002884799
Date	May 26, 2021
Book Page	2188/1209
Instrument	2884799

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 4144 Ridge Rd was $1,255 with a homeowner's exemption, down 50.6% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,950 (+4.64%)	$279,900 (+4.64%)
2025	$1,255.00 (-50.57%)	$133,750	$267,500
2024	$2,539.00
2023		$117,800	$235,600
2022	$2,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4144 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4144 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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