San Joaquin County property record for 4144 Maddy Ave, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,382 sqft · built 2023 |
| Lot Size | 0.103 acres (4,505 sqft) |
| Owner | Individual Name on File |
| Last Sale | $905,500 (Jan 2024) |
| Tax Bill | $14,779 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-840-100-000 |
| Primary APN | 240-840-100-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,382 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Construction Type | Wood |
| Lot Area | 4,505 sqft (0.103 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4144 MADDY AVE |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 82 TOWN & COUNTRY TRACT 4007 |
| Legal Tract | 4007 |
| Legal Lot Number | 82 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 5213 |
Source: San Joaquin County records · APN 240-840-100-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4144 MADDY AVE, TRACY, CA 95377-8938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU |
| Jan 22, 2024 | Grant Deed, Transfer · Conventional Mortgage SAFE CU |
| Dec 01, 2023 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2024 · Amount on Record |
| Deed Sale | Jan 22, 2024 · Amount on Record |
| Prior Sale | Dec 01, 2023 · Amount on Record |
| Deed Document Number | 2024-005552 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4144 MADDY AVE, TRACY, CA 95377-8938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4144 MADDY AVE, TRACY, CA 95377-8938 |
| Document Number | 0000004456 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-004456 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year TN |
| Max Rate | 10.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 22, 2024 |
| Property Address | 4144 MADDY AVE, TRACY, CA 95377-8938 |
| Document Number | 0000005552 |
| Map Reference | MB 43 PG 169 |
| Instrument Date | Jan 04, 2024 |
| Instrument | 2024-005552 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2024 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4144 MADDY AVE, TRACY, CA 95377-8938 |
| Document Number | 0000005553 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 2024-005553 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Feb 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Max Rate | 11.7% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 01, 2023 |
| Property Address | 4144 MADDY AVE, TRACY, CA 95377-8938 |
| Document Number | 0000097979 |
| Map Reference | MB 43 PG 169 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023-097979 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3130 CROW CANYON PL STE 325, 325, SAN RAMON, CA 94583-1140 |
| Investor | Possibly a Property Investor |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,779.00 (+95.85%) Homeowner's exemption | $923,154 (+250.62%) Land $204,000 Building $719,154 |
| 2023 | $7,546.00 (+1,839.85%) | $263,292 Land $263,292 |
| 2022 | $389.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | High above 73% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Zinnia Networks Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 359 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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