41437 Earl Rd, Richfield, NC 28137 Property Records

Stanly County property record for 41437 Earl Rd, Richfield, NC 28137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$21,000 (Apr 2018)
Tax Bill	$2,369 (2026)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`660102759436`

Property Details

APN / Parcel Number

Primary APN	`660102759436`
Alternative APNs	`15639` `22430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,883 sqft Finished Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	528 sqft
Porch	Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	22430
Street Address	41437 EARL RD
City	RICHFIELD
State	NC
Zip	28137-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 41437 EARL RD 660100063
Legal Tract	3
Jurisdiction	STANLY NC
Township / Civil Division	RIDENHOUR
Census Block Group	3
Census Block	3008
Census Tract	930101

Owner

41437 Earl Rd is owned and occupied by an individual who bought it in April 2018.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	41437 EARL RD, RICHFIELD, NC 28137-7609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Prior Sale	Jun 9, 2005 · Amount on File
Deed Document Number	2018399650
Deed Book / Page	1642 / 1573
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	41437 EARL RD, RICHFIELD, NC 28137-7609
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442843
Date	Jan 28, 2022
Book Page	1773/614
Instrument	442843

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	297 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 41437 Earl Rd was $2,369.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,369.00	$388,431 Land $51,200 Building $337,231	$388,431 Land $51,200 Building $337,231
2023	$1,807.00	$265,829 Land $30,400 Building $235,429	$265,829 Land $30,400 Building $235,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41437 Earl Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41437 Earl Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PFEIFFER-N STANLY WATER ASSOC private · serves 4,513 people · EPA ID NC0184025
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Oct 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Earl Rd

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