41435 Charles St, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 41435 Charles St, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 1972
Lot Size	0.31 acres (13,500 sqft)
Owner	Company Name on File
Last Sale	$139,900 (Oct 2002)
Tax Bill	$3,232 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-010376`

Property Details

APN / Parcel Number

Primary APN	`03-010376`
Alternative APNs	`3010376` `010376`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
Porch	Slab
Porch Area	104 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	010376
Street Address	41435 CHARLES ST
City	LEONARDTOWN
State	MD
Zip	20650-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	LOT 115 SECTION 2 TUDOR HALL FARM SUBD
Legal Subdivision	TUDOR HALL FARM SUB
Legal Lot Number	115
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	2
Census Block	2000
Census Tract	875400

Owner

Source: St. Mary's County records · APN 03-010376

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	41475 GARRETT CT, LEONARDTOWN, MD 20650-2926
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2002 · Amount on Record
Deed Sale	Oct 28, 2002 · Amount on Record
Prior Sale	Oct 25, 1994 · Amount on Record
Deed Document Number	20021287
Deed Book / Page	1869 / 504
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Municipality	Leonardtown Town
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,467 (+15.69%)	$276,800 (+5.33%) Land $103,100 Building $173,700
2025	$3,232.00 (+18.43%)
2023	$2,729.00	$231,200	$262,800 Land $103,100 Building $159,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), as of May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378754002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 120 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0180006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF LEONARDTOWN serves 5,000 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.