41434 Roaring River Ct, Coarsegold, CA 93614 Property Records

Madera County property record for 41434 Roaring River Ct, Coarsegold, CA 93614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 1993
Lot Size	2.77 acres (121,096 sqft)
Owner	Individual Name on File
Tax Bill	$2,962 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092-190-013-000`

Property Details

APN / Parcel Number

Primary APN	`092-190-013-000`
Alternative APN	`092190013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
1st Floor Area	1,938 sqft
Basement Area	669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	121,096 sqft
Garage Area	669 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	41434 ROARING RIVER CT
City	COARSEGOLD
State	CA
Zip	93614-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHA
Legal Description	YOSEMITE LAKES PARK LOT 1355
Legal Subdivision	YOSEMITE LAKES PARK
Legal Lot Number	1355
Jurisdiction	MADERA CA
Township / Civil Division	YOSEMITE LAKES
Census Block Group	2
Census Block	2001
Census Tract	106

Owner

41434 Roaring River Ct is owned and occupied by an individual who acquired it in May 2021.

Source: Madera County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	41434 ROARING RIVER CT, COARSEGOLD, CA 93614-9640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 19, 2021	Intrafamily Transfer, Transfer
Jun 18, 2020	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
May 23, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 3, 2021
Transfer Doc	0000032618
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	41434 ROARING RIVER CT, COARSEGOLD, CA 93614-9640
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41434 ROARING RIVER CT, COARSEGOLD, CA 93614-9640

Mortgage

Document Number	0000017954
Date	Jul 5, 2022
Instrument	2022017954

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	754 Months
Due	May 14, 2085

Interest

Rate Type	Adjustable Rate
Rate	4.51%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.51%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADERA CA
Recording Date	Oct 19, 2021
Property Address	41434 ROARING RIVER CT, COARSEGOLD, CA 93614-9640
Document Number	0000032618
Map Reference	DOC 8434
Instrument Date	May 3, 2021
Instrument	2021032618
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41434 ROARING RIVER CT, COARSEGOLD, CA 93614-9640

June 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	MADERA CA
Recording Date	Jun 18, 2020
Property Address	41434 ROARING RIVER CT, COARSEGOLD, CA 93614-9640
Document Number	0000013752
Instrument Date	May 23, 2020
Instrument	13752
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	FNC TITLE/CA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	41434 ROARING RIVER CT COARSEGOLD CA 936149640, COARSEGOLD, CA 93614-9640

Mortgage

Document Number	13753
Date	Jun 18, 2020
Instrument	13753

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Jun 17, 2085

Interest

Rate Type	Adjustable Rate
Rate	3.21%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	41434 ROARING RIVER CT, COARSEGOLD, CA 93614-9640
Document Number	0000013754
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	41434 ROARING RIVER CT COARSEGOLD CA 936149640, COARSEGOLD, CA 93614-9640

Mortgage

Document Number	0000013754
Date	Jun 18, 2020
Instrument	13754

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	780 Months
Due	Jun 17, 2085

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 41434 Roaring River Ct was $2,962 with a homeowner's exemption.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Yosemite Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$303,347 (+2%) Land $104,598 Building $198,749
2025	$2,962.00 Homeowner's exemption	$297,400 Land $102,548 Building $194,852
2023	$2,903.00 (+2.4%) Homeowner's exemption	$285,854 Land $98,567 Building $187,287
2022	$2,835.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 41434 Roaring River Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41434 Roaring River Ct is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 64% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YOSEMITE SPRING PARK UTIL CO private · serves 5,300 people · EPA ID CA2010005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Oct 2022
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
unWired Broadband Fixed Wireless	400 / 50
Starlink Satellite	280 / 30

May also be available: Sierra Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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