41428 Millenium Ter, Fremont, CA 94538 Property Records

Alameda County property record for 41428 Millenium Ter, Fremont, CA 94538

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,574 sqft · built 2002
Lot Size	0.024 acres (1,054 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,165,000 (Jun 2018)
Tax Bill	$16,267 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`525-1201-20`

Property Details

APN / Parcel Number

Primary APN	`525-1201-20`
Alternative APN	`525-1201-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,054 sqft (0.024 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	41428 MILLENIUM TER
City	FREMONT
State	CA
Zip	94538-4859
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00011 BLK: TR: 7113
Legal Subdivision	TRACT 7113
Legal Tract	7113
Legal Lot Number	11
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2008
Census Tract	442301

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41428 MILLENIUM TER, FREMONT, CA 94538-4859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 21, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 26, 2020	Deed of Trust, Mortgage PNC BK
Jun 14, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	2018117651
Prior Transfer Date	Jan 22, 2009
Prior Transfer Doc	0000028299
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41428 MILLENIUM TER, FREMONT, CA 94538-4859
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094227
Date	May 21, 2019
Instrument	2019094227

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2059

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41428 MILLENIUM TER, FREMONT, CA 94538-4859
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41428 MILLENIUM TER, FREMONT, CA 94538-4859

Mortgage

Document Number	0000125705
Date	Mar 29, 2021
Instrument	2021125705

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41428 MILLENIUM TER, FREMONT, CA 94538-4859
Document Number	0000093365
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	41428 MILLENIUM TER FREMONT CA 945384859, FREMONT, CA 94538-4859

Mortgage

Document Number	0000093365
Date	Apr 23, 2020
Instrument	93365

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 14, 2018
Property Address	41428 MILLENIUM TER, FREMONT, CA 94538-4859
Document Number	0000117651
Map Reference	MB 250 PG 23-25
Instrument Date	Jun 8, 2018
Instrument	2018117651
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	41428 MILLENIUM TER, FREMONT, CA 94538-4859

Mortgage

Document Number	0000117652
Date	Jun 14, 2018
Instrument	2018117652

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,352,051 (+2%) Land $405,615 Building $946,436
2025	$16,267.00 (+7.9%)	$1,325,548 (+4.04%) Land $397,664 Building $927,884
2023	$15,076.00	$1,274,078 Land $382,223 Building $891,855	$1,146,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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