4142 Lower Saxtown Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 4142 Lower Saxtown Rd, Waterloo, IL 62298

Property Summary

Property Type	Rural Home
Details	1,328 sqft · built 2002
Lot Size	11.1 acres (487,436 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,920 (2025)
Deeds & Mortgages	Aug 2021 Transfer
APN	`16-02-0-301-004`

Property Details

APN / Parcel Number

Primary APN	`16-02-0-301-004`
Alternative APN	`16-02-0-301-015`

Exterior

Lot Area	487,436 sqft (11.1 acres)
Porch	Porch
Porch Area	540 sqft
Patio Area	2,088 sqft

Location & Zoning

Street Address	4142 LOWER SAXTOWN RD
City	WATERLOO
State	IL
Zip	62298-4614
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT LOT 4 & ALL LOT 6 A01722126, A01607907 & A02714435
Legal Lot Number	4,6
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	3
Census Block	3056
Census Tract	503203

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4142 LOWER SAXTOWN RD, WATERLOO, IL 62298-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 12, 2021
Transfer Doc	0002714435
Record Updated	Oct 29, 2026

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 30, 2021
Property Address	4142 LOWER SAXTOWN RD, WATERLOO, IL 62298-4614
Document Number	A02714435
Map Reference	MB 91 PG 69
Instrument Date	Aug 12, 2021
Instrument	A02714435
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4142 LOWER SAXTOWN RD, WATERLOO, IL 62298-4614

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,920.00 (+47.37%)	$219,567 (+33.37%) Land $21,488 Building $198,079
2022		$164,636 Land $9,206 Building $155,430	$493,908 Land $27,618 Building $466,290
2019	$10,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20