4142 Loch Ct, Highland, MI 48357 Property Records

Oakland County property record for 4142 Loch Ct, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1978
Lot Size	0.429 acres (18,687 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,677 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-251-001`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-251-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,685 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	629 sqft
Unfinished Basement	629 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	18,687 sqft (0.429 acres)
Lot Dimensions	153 ft deep x 116 ft wide
Garage Area	533 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4142 LOCH CT
City	HIGHLAND
State	MI
Zip	48357-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 1 LOT 75
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	75
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1006
Census Tract	131600

Owner

Source: Oakland County records · APN H-11-09-251-001

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4142 LOCH CT, HIGHLAND, MI 48357-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 03, 2020	Deed of Trust, Mortgage · Line of Credit LOC FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 03, 2005
Transfer Doc	0000162203
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4142 LOCH CT, HIGHLAND, MI 48357-2230
Transaction Type	Mortgage
Record Updated	Jan 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4142 LOCH CT, HIGHLAND, MI 48357-2230

Mortgage

Document Number	0000453692
Date	Oct 05, 2022
Book Page	58165/412
Instrument	453692

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4142 LOCH CT, HIGHLAND, MI 48357-2230
Document Number	0000013177
Instrument Date	Jan 03, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4142 LOCH CT HIGHLAND MI 483572230, HIGHLAND, MI 48357-2230

Mortgage

Document Number	0000013177
Date	Jan 17, 2020
Book Page	053726/000774
Instrument	13177

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,677.00 (-34.57%) Homeowner's exemption	$143,010 (+13.37%)	$286,020 (+13.37%)
2024	$2,563.00 (+18.71%)
2023		$126,140	$252,280
2021	$2,159.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 95 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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