4142 Gay Rd E, Tacoma, WA 98443 Property Records

Pierce County property record for 4142 Gay Rd E, Tacoma, WA 98443

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1920
Lot Size	3.91 acres (170,320 sqft)
Owner	2 Individual Names on File
Last Sale	$229,719 (Oct 2016)
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`032013-2-019`

Property Details

APN / Parcel Number

Primary APN	`032013-2-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	400 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	170,320 sqft

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	4142 GAY RD E
City	TACOMA
State	WA
Zip	98443-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSEP
Legal Description	SECTION 13 TOWNSHIP 20 RANGE 03 QUARTER 23 PER ROS FOR BLA 2011-05-20-5001 PER RCW 58.04.007 AMEND 1996 DESC AS E 1/2 OF NE OF SW OF NW LESS W 100 FT OF N 415.6 FT ALSO LESS FOLL COM AT NE COR OF SW OF NW TH N 89 DEG 39 MIN 34 W 216.99 FT TH S 01 DEG
Legal Range	03
Legal Township	20
Legal Section	13
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3007
Census Tract	940004

Owner

4142 Gay Rd E is owned and occupied by two individuals who bought it in October 2016.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4142 GAY RD E, TACOMA, WA 98443-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jul 20, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 10, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jul 23, 2018	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2016 · Amount on File
Deed Sale	Oct 13, 2016 · Amount on File
Prior Sale	May 20, 2011 · Amount on File
Deed Document Number	2016693
Prior Transfer Date	May 18, 2011
Prior Transfer Doc	0000000273
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4142 GAY RD E, TACOMA, WA 98443-2109
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4142 GAY RD E, TACOMA, WA 98443-2109

Mortgage

Document Number	0004090230
Date	Apr 9, 2024
Instrument	202404090230

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	PO BOX 2026, FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 29, 2054

Interest

Rate Type	Adjustable Rate
Rate	9.75%
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4142 GAY RD E, TACOMA, WA 98443-2109
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007200064
Date	Jul 20, 2021
Instrument	202107200064

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Feb 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4142 GAY RD E, TACOMA, WA 98443-2109
Document Number	1912240109
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4142 GAY RD E TACOMA WA 984432109, TACOMA, WA 98443-2109

Mortgage

Document Number	1912240109
Date	Dec 24, 2019
Instrument	201912240109

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4142 GAY RD E, TACOMA, WA 98443-2109
Document Number	1808010132
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4142 GAY RD E TACOMA WA 984432109, TACOMA, WA 98443-2109

Mortgage

Document Number	1808010132
Date	Aug 1, 2018
Instrument	201808010132

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4142 Gay Rd E was $4,444, up 10.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Puyallup School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,900 Land $221,600 Building $165,300	$386,900 Land $221,600 Building $165,300
2025	$4,444.00 (+10.41%)
2024	$4,025.00 (+3.02%)	$364,500 (-2.75%) Land $204,800 Building $159,700	$364,500 (-2.75%) Land $204,800 Building $159,700
2023	$3,907.00	$374,800 Land $224,500 Building $150,300	$374,800 Land $224,500 Building $150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4142 Gay Rd E in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	189 (1980–2021)
Claims Outside the SFHA	39 of 189
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 38 claims High Winds, Severe Storms And Flooding, Feb 1996 · 31 claims Severe Storms & Flooding, Nov 1990 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4142 Gay Rd E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMIT WATER & SUPPLY CO private · serves 19,125 people · EPA ID WA5385050
Water Source	Groundwater
Last State Inspection	May 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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