41402 N Babb Rd, Umatilla, FL 32784 Property Records

Lake County property record for 41402 N Babb Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,097 sqft · built 2002
Lot Size	11.2 acres (491,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2012)
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-18-26-0003-000-00700`

Property Details

APN / Parcel Number

Primary APN	`02-18-26-0003-000-00700`
Alternative APNs	`261802000300000700` `1036305`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,097 sqft Gross Area
1st Floor Area	3,049 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	491,375 sqft (11.2 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	720 sqft
Deck Area	Deck Area
Patio Area	504 sqft
Utility Building	1,562 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1036305
Street Address	41402 N BABB RD
City	UMATILLA
State	FL
Zip	32784-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	S 375 FT OF N 660 FT OF NW 1/4 OF SW 1/4--LESS W 25 FT FOR RD R/W-- ORB 6213 PG 1702
Legal Range	26E
Legal Township	18S
Legal Section	2
Legal Quarter	3
Legal Tract	0003
Legal Block	2
Legal Lot Number	7
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2015
Census Tract	30110

Owner

Source: Lake County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41402 N BABB RD, UMATILLA, FL 32784-7632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Construction Mortgage UNITED SOUTHERN BANK
Sep 20, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on Record
Deed Sale	Jul 30, 2012 · Amount on Record
Prior Sale	Jul 20, 2001 · Amount on Record
Deed Document Number	201278625
Deed Book / Page	4193 / 208
Last Transfer Date	Sep 7, 2023
Transfer Doc	0062131702
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	41402 N BABB RD, UMATILLA, FL 32784-7632
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41402 BABB RD, UMATILLA, FL 32784-7632

Mortgage

Document Number	0062571363
Date	Dec 15, 2023
Book Page	6257/1363
Instrument	2023152274

Lender

Name	UNITED SOUTHERN BANK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2053

Interest

Rate Type	Adjustable Rate

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Sep 20, 2023
Property Address	41402 N BABB RD, UMATILLA, FL 32784-7632
Document Number	0062131702
Book / Page	6213 / 1702
Instrument Date	Sep 7, 2023
Instrument	2023115554
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41504 N BABB RD, UMATILLA, FL 32784-7626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41402 BABB RD, UMATILLA, FL 32784-7632

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,603 (+180.5%)	$737,646 (+202.78%) Land $120,046 Building $617,600
2025	$2,672.00 (-3.78%) Homeowner's exemption Veteran's exemption	$184,527 (-2.64%) Land $60,949 Building $123,578	$243,624 (-2.01%) Land $60,949 Building $182,675
2024	$2,777.00 (-10.85%)
2023	$3,115.00 (+3.66%)	$189,528 (+0.91%)	$248,625 (+0.69%) Land $60,949 Building $187,676
2022	$3,005.00	$187,822	$246,919 Land $60,949 Building $185,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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