41400 Ludden Ct, Indio, CA 92203 Property Records

Riverside County property record for 41400 Ludden Ct, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 2007
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$282,500 (Jun 2018)
Tax Bill	$6,821 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`692-150-005`

Property Details

APN / Parcel Number

Primary APN	`692-150-005`
Alternative APN	`679860005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,826 sqft
1st Floor Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	679860005
Street Address	41400 LUDDEN CT
City	INDIO
State	CA
Zip	92203-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	.25 ACRES M/L IN LOT 5 MB 384/050 TR 30643-3 AMEND
Legal Subdivision	384M50-60 AMD
Legal Tract	30643-3
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	45305

Owner

41400 Ludden Ct is owned and occupied by an individual who bought it in June 2018.

Source: Riverside County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	41400 LUDDEN CT, INDIO, CA 92203-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 29, 2018	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Sep 28, 2007 · Amount on File
Deed Document Number	2018262134
Prior Transfer Date	May 23, 2018
Prior Transfer Doc	0000262133
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 4, 2026
Property Address	41400 LUDDEN CT, INDIO, CA 92203-3215
Document Number	0000280379
Instrument Date	Aug 31, 2026
Instrument	2026280379
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41400 LUDDEN CT, INDIO, CA 92203-3215

Mortgage

Document Number	0000280379,
Date	Sep 4, 2026
Instrument	2026280379

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 30, 2046

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41400 LUDDEN CT, INDIO, CA 92203-3215
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41400 LUDDEN CT, INDIO, CA 92203-3215

Mortgage

Document Number	0000154007
Date	Mar 10, 2021
Instrument	2021-0154007

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	41400 LUDDEN CT, INDIO, CA 92203-3215
Document Number	0000148226
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41400 LUDDEN CT INDIO CA 922033215, INDIO, CA 92203-3215

Mortgage

Document Number	0000148226
Date	Apr 1, 2020
Instrument	148226

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 29, 2018
Property Address	41400 LUDDEN CT, INDIO, CA 92203-3215
Document Number	0000262134
Map Reference	MB 384 PG 50
Instrument Date	May 23, 2018
Instrument	2018-0262134
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41400 LUDDEN CT, INDIO, CA 92203-3215

Mortgage

Document Number	0000262135
Date	Jun 29, 2018
Instrument	2018-0262135

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 41400 Ludden Ct was $6,821.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,857 (+2%) Land $81,962 Building $245,895
2025	$6,821.00	$321,429 Land $80,355 Building $241,074
2023	$6,455.00 (+0.73%)	$308,950 Land $77,236 Building $231,714
2022	$6,408.00
2021			$350,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41400 Ludden Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 41400 Ludden Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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