4140 Saint William Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 4140 Saint William Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,482 sqft · built 1926
Lot Size	0.228 acres (9,975 sqft)
Owner	Individual Name on File
Last Sale	$94,900 (Nov 2018)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`179-0078-0126-00`

Property Details

APN / Parcel Number

Primary APN	`179-0078-0126-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	780 sqft
Upper Floors Area	702 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	210 ft deep x 54 ft wide
Porch	Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	4140 SAINT WILLIAM AVE
City	CINCINNATI
State	OH
Zip	45205-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4140 ST WILLIAMS AVE 54.10 X 210.70 IRR LOT 28 ST WILLIAMS SUB
Legal Subdivision	ST WILLIAMS SUB
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	9700

Owner

4140 Saint William Ave is owned and occupied by an individual who bought it in November 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4140 SAINT WILLIAM AVE, CINCINNATI, OH 45205-2011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 13, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Prior Sale	May 7, 2002 · Amount on File
Deed Document Number	0000100366
Deed Book / Page	013794 / 001732
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4140 SAINT WILLIAM AVE, CINCINNATI, OH 45205-2011
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105476
Date	Sep 1, 2021
Book Page	14493/485
Instrument	2021-0105476

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 13, 2018
Property Address	4140 SAINT WILLIAMS AVE, CINCINNATI, OH 45205-2011
Document Number	0000100366
Book / Page	013794 / 001732
Instrument Date	Nov 8, 2018
Instrument	100366
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 SAINT WILLIAMS AVE CINCINNATI OH 452052011, CINCINNATI, OH 45205-2011

Mortgage

Document Number	100367
Date	Nov 13, 2018
Book Page	013794/001734
Instrument	100367

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4140 Saint William Ave was $2,527, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,527.00 (+0.12%)	$39,662 (-) Land $6,132 Building $33,530
2024	$2,524.00 (-0.16%)	$39,662 (-) Land $6,132 Building $33,530
2023	$2,528.00 (+7.35%)	$39,662 (+19.41%) Land $6,132 Building $33,530	$113,320 Land $17,520 Building $95,800
2022	$2,355.00	$33,215 Land $6,090 Building $27,125
2020			$94,900 Land $17,400 Building $77,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4140 Saint William Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4140 Saint William Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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