4140 Maidu Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4140 Maidu Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 2006
Lot Size	0.201 acres (8,755 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Apr 2026)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-26-30-0048-0001-2630`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0048-0001-2630`
Alternative APNs	`263014004800012630` `131089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,755 sqft (0.201 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4140 MAIDU CT
City	SAINT CLOUD
State	FL
Zip	34772-7777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	INDIAN LAKES PHASE 5 & 6 PB 17 PGS 84-86 LOT 263
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES PH 5 AND 6
Legal Phase	5
Legal Tract	48
Legal Block	2630
Legal Lot Number	263
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43303

Owner

Source: Osceola County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4140 MAIDU CT, SAINT CLOUD, FL 34772-7777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOMO MORTGAGE
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AM TITLE, AMZ TITLE
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage AM TITLE, AMZ TITLE
Jul 16, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	202644279
Deed Book / Page	6948 / 2765
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	0053680687
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 6, 2026
Property Address	4140 MAIDU CT, SAINT CLOUD, FL 34772-7777
Document Number	0000060311
Book / Page	6967 / 2421
Instrument Date	Mar 30, 2026
Instrument	202660311
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOMO MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10033 CYPRESS GLEN PL, ORLANDO, FL 32825-3828

Mortgage

Document Number	0000060311,
Date	May 6, 2026
Book Page	6967/2421
Instrument	202660311

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2026
Property Address	4140 MAIDU CT, SAINT CLOUD, FL 34772-7777
Document Number	0000044279
Book / Page	6948 / 2765
Instrument Date	Mar 27, 2026
Instrument	202644279
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	AM TITLE, AMZ TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239,673.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 MAIDU CT, SAINT CLOUD, FL 34772-7777

Mortgage

Document Number	0000044281,
Date	Apr 2, 2026
Instrument	202644281

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 2, 2026
Property Address	4140 MAIDU CT, SAINT CLOUD, FL 34772-7777
Document Number	0069482765
Book / Page	6948 / 2765
Instrument Date	Mar 27, 2026
Instrument	202644279
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	AM TITLE, AMZ TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239,673.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 MAIDU CT, SAINT CLOUD, FL 34772-7777

Mortgage

Document Number	0000044281,
Date	Apr 2, 2026
Instrument	202644281

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 16, 2018
Property Address	4140 MAIDU CT, SAINT CLOUD, FL 34772-7777
Document Number	0053680687
Book / Page	5368 / 0687
Map Reference	MB17 PG84-86
Instrument Date	Jul 13, 2018
Instrument	2018108794
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4128 MAIDU CT, 4128, SAINT CLOUD, FL 34772-7777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 MAIDU CT, SAINT CLOUD, FL 34772-7777

Mortgage

Document Number	2018108795
Date	Jul 16, 2018
Instrument	2018108795

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,015.00 (+3.57%)	$211,346 (+5.99%)	$315,000 (-3.55%) Land $78,000 Building $237,000
2024	$2,911.00 (+2.79%)
2023	$2,832.00 (+3.77%) Homeowner's exemption	$199,408 (+3%)	$326,600 (+23.67%) Land $60,000 Building $266,600
2022	$2,729.00 Homeowner's exemption	$193,600	$264,100 Land $55,000 Building $209,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink.

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