4140 la Salle Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4140 la Salle Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 2022
Lot Size	4.86 acres (212,137 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Jun 2021)
Tax Bill	$6,183 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`89116`

Property Details

APN / Parcel Number

Primary APN	`89116`
Alternative APN	`012730495000010480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,694 sqft Heated Area
Gross Area	3,024 sqft
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	212,137 sqft (4.86 acres)
Garage Type	Finished

Exterior Amenities

Porch	Open Porch
Porch Area	624 sqft
Deck Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	89116
Street Address	4140 LA SALLE AVE
City	SAINT CLOUD
State	FL
Zip	34772-7335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 21 LOT 48 LESS E 5 FT
Legal Range	30E
Legal Township	27S
Legal Section	01
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	48
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1008
Census Tract	43205

Owner

Source: Osceola County records · APN 89116

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4140 LA SALLE AVE, SAINT CLOUD, FL 34772-7335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK
Jun 04, 2021	Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Oct 05, 2017	Loan Modification, Mortgage · Conventional Mortgage GEORGE H & LYNETTE L ROGERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2021 · Amount on Record
Deed Sale	Jun 04, 2021 · Amount on Record
Prior Sale	Oct 29, 2012 · Amount on Record
Deed Document Number	2021087581
Deed Book / Page	5974 / 1086
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4140 LA SALLE AVE, SAINT CLOUD, FL 34772-7335
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 LA SALLE AVE, SAINT CLOUD, FL 34772-7335

Mortgage

Document Number	0061100904
Date	Dec 16, 2021
Book Page	6110/904
Instrument	2021194830

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 04, 2021
Property Address	4140 LA SALLE AVE, SAINT CLOUD, FL 34772-7335
Document Number	0059741086
Book / Page	5974 / 1086
Map Reference	MB B PG 21
Instrument Date	Jun 02, 2021
Instrument	2021087581
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$1,183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4451 QUAIL ROOST RD, SAINT CLOUD, FL 34772-7612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 LA SALLE AVE, SAINT CLOUD, FL 34772-7335

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	4140 LA SALLE AVE, SAINT CLOUD, FL 34772-7335
Document Number	0052222552
Book / Page	005222 / 002552
Instrument Date	Oct 05, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4451 QUAIL ROOST RD ST CLOUD FL 347727612, ST CLOUD, FL 34772-7612

Mortgage

Document Number	0052222552
Date	Oct 12, 2017
Book Page	005222/002552
Instrument	146166

Lender

Name	GEORGE H & LYNETTE L ROGERS
Address	3181 BAYVIEW LN, ST CLOUD, FL 34772-8512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 11, 2018

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,183.00 (+6.57%) Homeowner's exemption	$435,712 (+5.99%)	$480,900 (+16.98%) Land $219,200 Building $261,700
2023	$5,802.00 (+108.93%) Homeowner's exemption	$411,100 (+161.02%) Land $155,800 Building $255,300	$411,100 (+161.02%) Land $155,800 Building $255,300
2022	$2,777.00	$157,500 Land $155,800 Building $1,700	$157,500 Land $155,800 Building $1,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 68 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020, other causes
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 342 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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