4140 Hermit Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 4140 Hermit Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,669 sqft · built 1997
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$4,500 (Oct 2003)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0107-00-039.01`

Property Details

APN / Parcel Number

Primary APN	`0107-00-039.01`
Alternative APNs	`01070 00 039.01` `72020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,669 sqft Living Area
Gross Area	2,232 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Porch	Porch
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	72020
Street Address	4140 HERMIT RD
City	LANCASTER
State	SC
Zip	29720-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Subdivision	B & A
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1056
Census Tract	10400

Owner

Source: Lancaster County records · APN 0107-00-039.01

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4140 HERMIT RD, LANCASTER, SC 29720-7128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 14, 2023	Deed of Distribution, Transfer
Jul 27, 2023	Re-recorded Document
Jul 14, 2023	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2003 · Amount on Record
Deed Sale	Oct 13, 2003 · Amount on Record
Deed Document Number	20038431
Deed Book / Page	212 / 30
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4140 HERMIT RD, LANCASTER, SC 29720-7128
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017469
Date	Aug 27, 2021
Book Page	4507/83
Instrument	2021017469

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2031

July 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LANCASTER SC
Recording Date	Jul 14, 2023
Property Address	4140 HERMIT RD, LANCASTER, SC 29720-7128
Document Number	0000008747
Book / Page	1686 / 314
Map Reference	PL 97-600
Instrument Date	Jul 13, 2023
Instrument	2023008747
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31219 COVE VIEW CT, LANCASTER, SC 29720-7572

July 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LANCASTER SC
Recording Date	Jul 27, 2023
Property Address	4140 HERMIT RD, LANCASTER, SC 29720-7128
Document Number	0000009379
Book / Page	1691 / 203
Instrument Date	Jul 13, 2023
Instrument	2023009379
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 HERMIT RD, LANCASTER, SC 29720-7128

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 14, 2023
Property Address	4140 HERMIT RD, LANCASTER, SC 29720-7128
Document Number	0000008748
Book / Page	1686 / 318
Map Reference	PL 97-600
Instrument Date	Jul 13, 2023
Instrument	2023008748
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 HERMIT RD 519 MEREDITH CT, ROCK HILL, SC 29732

Mortgage

Document Number	0000008749
Date	Jul 14, 2023
Instrument	2023008749

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	4140 HERMIT RD, LANCASTER, SC 29720-7128
Document Number	0000003985
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 HERMIT RD LANCASTER SC 297207128, LANCASTER, SC 29720-7128

Mortgage

Document Number	0000003985
Date	Mar 20, 2017
Book Page	003324/000189
Instrument	3985

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 19, 2027

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 (+3.28%)	$10,977 (+126%) Land $1,029 Building $9,948	$274,432 (+126%) Land $133,000 Building $141,432
2024	$1,557.00 (+108.16%)
2023	$748.00 (-14.9%)	$4,857 (-11.01%) Land $317 Building $4,540	$121,432 (-9.51%) Land $20,700 Building $100,732
2022	$879.00	$5,458 Land $918 Building $4,540	$134,200 Land $20,700 Building $113,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 16 locations within half a mile of this property.

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