4140 Elkhorn Dr, Cedar Rapids, IA 52411 Property Records

Linn County property record for 4140 Elkhorn Dr, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,720 sqft · built 1982
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,962 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13012-03012-00000`

Property Details

APN / Parcel Number

Primary APN	`13012-03012-00000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Basement Area	1,400 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)
Garage Type	Attached
Garage Area	944 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	354 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4140 ELKHORN DR
City	CEDAR RAPIDS
State	IA
Zip	52411-7822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	USR
Legal Description	HOLMES LOT 9
Legal Range	8W
Legal Township	83N
Legal Section	01
Legal Subdivision	HOLMES
Legal Lot Number	9
Jurisdiction	LINN IA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1037
Census Tract	205

Owner

Source: Linn County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	845 HILLVIEW DR, MARION, IA 52302-4612
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION
May 19, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	Aug 3, 2026
Property Address	4140 ELKHORN DR, CEDAR RAPIDS, IA 52411-7822
Document Number	0000022553
Instrument Date	Jul 31, 2026
Instrument	202622553
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 ELKHORN DR, CEDAR RAPIDS, IA 52411-7822

Mortgage

Document Number	0000022553,
Date	Aug 3, 2026
Instrument	202622553

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	Aug 3, 2026
Property Address	4140 ELKHORN DR, CEDAR RAPIDS, IA 52411-7822
Document Number	0000022554
Instrument Date	Jul 31, 2026
Instrument	202622554
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	RIVER RIDGE ESCROW COMPANY, RIVER RIDGE ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 ELKHORN DR, CEDAR RAPIDS, IA 52411-7822

Mortgage

Document Number	0000022554,
Date	Aug 3, 2026
Instrument	202622554

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	May 19, 2025
Property Address	4140 ELKHORN DR, CEDAR RAPIDS, IA 52411-7822
Document Number	2025012511
Instrument Date	May 16, 2025
Instrument	2025-012511
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 HILLVIEW DR, MARION, IA 52302-4612

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$413,000 (+15.14%) Land $68,900 Building $344,100	$413,000 (+15.14%) Land $68,900 Building $344,100
2024	$3,962.00 (-2.51%)
2023		$358,700 Land $68,900 Building $289,800	$358,700 Land $68,900 Building $289,800
2022	$4,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK VALLEY private · serves 100 people · EPA ID IA5784311
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	CEDAR RAPIDS WATER DEPARTMENT
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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