4140 Chamberlain Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 4140 Chamberlain Rd, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,810 sqft · built 1951
Lot Size	44.8 acres (1,954,537 sqft)
Owner	Individual Name on File
Last Sale	$407,000 (May 2022)
Tax Bill	$4,523 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-0002-0009-00-2`

Property Details

APN / Parcel Number

Primary APN	`05-0002-0009-00-2`
Alternative APN	`11-05-0002-0009-00-2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft
Basement Area	583 sqft
Unfinished Basement	583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	1,954,537 sqft (44.8 acres)
Garage Area	1,788 sqft
Parking Spaces	6 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4140 CHAMBERLAIN RD
City	BUCHANAN
State	MI
Zip	49107-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R RURAL
Legal Description	THE W 10 A OF N 35 A OF NE1/4 OF NW1/4 & THE S 35 A OF N 70 A OF E1/2 OF NW1/4 ALL IN SEC 2 T8S R18W EXC THE W 1 RD OF S 10 A OF N 70 A OF E1/2 OF NW1/4 SEC 2
Legal Range	18W
Legal Township	08S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	1
Census Block	1000
Census Tract	20300

Owner

4140 Chamberlain Rd is owned and occupied by an individual who bought it in May 2022.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4140 CHAMBERLAIN RD, BUCHANAN, MI 49107-8401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Mar 6, 2009	Deed of Trust, Mortgage CHEMICAL BANK
Oct 25, 2007	Warranty Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Prior Sale	Oct 25, 2007 · Amount on File
Deed Document Number	2022352843
Deed Book / Page	3373 / 3407
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4140 CHAMBERLAIN RD, BUCHANAN, MI 49107-8401
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003278/177
Date	Jun 10, 2020
Book Page	3278/177

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4140 CHAMBERLAIN RD, BUCHANAN, MI 49107-8401
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02875/3120
Date	Mar 6, 2009
Book Page	2875/3120

Lender

Name	CHEMICAL BANK
Type	Bank
Address	CALEDONIA, MI 49316

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2014
Change Frequency	Annually
Min Rate At Change	3.49%
Max Rate At Change	7.49%
Index	1-Year T-Bill
Max Rate	11.4%

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 25, 2007
Property Address	4140 CHAMBERLAIN RD, BUCHANAN, MI 49107-8401
Document Number	02816/0059
Book / Page	2816 / 0059
Instrument Date	Oct 3, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	CAPITAL TITLE AGENCY INC, CTI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,784.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4140 CHAMBERLAIN RD, BUCHANAN, MI 49107-8401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4140 CHAMBERLAIN RD, BUCHANAN, MI 49107-8401

Mortgage

Document Number	0028160062
Date	Oct 25, 2007
Instrument	2816/0062

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

Tax Assessment & Valuation

The 2025 property tax bill for 4140 Chamberlain Rd was $4,523 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,700	$563,400
2025	$4,523.00
2023		$223,800	$447,600
2022	$4,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4140 Chamberlain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4140 Chamberlain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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