4140 48th Pl, Vero Beach, FL 32967 Property Records

Indian River County property record for 4140 48th Pl, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,963 sqft · built 1992
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-39-22-00010-0000-00006.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-22-00010-0000-00006.0`
Alternative APN	`48014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	1,963 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	203 ft deep x 84.7 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Porch	Open Porch
Porch Area	56 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4140 48TH PL
City	VERO BEACH
State	FL
Zip	32967-6377
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	CRYSTAL SANDS UNIT II LOT 6 PBI 11-1
Legal Range	39E
Legal Township	32S
Legal Section	22
Legal Subdivision	CRYSTAL SANDS UNIT II
Legal Lot Number	6
Legal Unit	II
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1018
Census Tract	50303

Owner

4140 48th Pl is owned and occupied by two individuals who acquired it in August 2007.

Source: Indian River County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4140 48TH PL, VERO BEACH, FL 32967-6377
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 29, 2007
Transfer Doc	0022101652
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 17, 2026
Property Address	4140 48TH PL, VERO BEACH, FL 32967-6377
Document Number	0000044547
Book / Page	3889 / 1525
Instrument Date	Aug 29, 2026
Instrument	202644547
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate, 156
Address	4140 48TH PL, VERO BEACH, FL 32967-6377

Mortgage

Document Number	0000044547,
Date	Sep 17, 2026
Book Page	3889/1525
Instrument	202644547

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 29, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4140 48th Pl was $1,338.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00	$104,967	$316,992 Land $46,750 Building $270,242
2023	$1,023.00 (+3.75%)	$99,037 (+3%)	$305,202 (+9.51%) Land $38,250 Building $266,952
2022	$986.00	$96,152	$278,705 Land $38,250 Building $240,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4140 48th Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4140 48th Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20