414 Williams St, Troy, OH 45373 Property Records

Miami County property record for 414 Williams St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 964 sqft · built 1930
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$55,000 (Mar 2005)
Tax Bill$667 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (reduced by levee)
APND08-024800

Property Details

APN / Parcel Number

Primary APND08-024800
Alternative APNs
  • 050627.3-08-009-00
  • D08SE038 02500

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area964 sqft Living Area
1st Floor Area1,928 sqft
Basement Area964 sqft
Unfinished Basement964 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions120 ft deep x 48 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address414 WILLIAMS ST
CityTROY
StateOH
Zip45373-3768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 2426 48
Legal SubdivisionMARTIN AND YANTIS ADDITION
Legal Lot Number2426
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3016
Census Tract365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address414 WILLIAMS ST, TROY, OH 45373-3768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2005 · Amount on Record
Deed SaleMar 16, 2005 · Amount on Record
Prior SaleNov 1, 1978 · Amount on Record
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address414 WILLIAMS ST, TROY, OH 45373-3768
Transaction TypeMortgage
Record UpdatedApr 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004046
DateMar 14, 2022
Instrument2022OR-04046
Lender
NameABBEY CU INC
TypeCredit Union
AddressVANDALIA, OH 45377
Agreement
TypeLine of Credit
AmountAmount Recorded
Term175 Months
DueOct 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$667.00 (-5.39%) Homeowner's exemption$35,570 (+50.98%) Land $7,390 Building $28,180$101,600 (+50.97%) Land $21,100 Building $80,500
2024$705.00 (+12.62%) Homeowner's exemption$23,560 (-) Land $7,700 Building $15,860
2023$626.00 (+11.79%) Homeowner's exemption$23,560 (-) Land $7,700 Building $15,860$67,300 (-) Land $22,000 Building $45,300
2022$560.00 Homeowner's exemption$23,560 Land $7,700 Building $15,860$67,300 Land $22,000 Building $45,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Watch TV.

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