Terrebonne Parish property record for 414 Willard Ave, Houma, LA 70360
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,863 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Aug 2015) |
| Tax Bill | $2,087 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 56285 |
| Primary APN | 56285 |
|---|
| Lot Area | 7,863 sqft (0.18 acres) |
|---|
| Street Address | 414 WILLARD AVE |
|---|---|
| City | HOUMA |
| State | LA |
| Zip | 70360-7446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLOCK 4 BARRIOS SUBDIVISION. 4 |
| Legal Range | 17E |
| Legal Township | 17S |
| Legal Subdivision | BARRIOS SUBD |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | TERREBONNE LA |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 901 |
Source: Terrebonne Parish records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 414 WILLARD AVE, HOUMA, LA 70360-7446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Jun 26, 2018 | Deed of Trust, Mortgage CARDINAL FINANCIAL COMPANY, LP |
| Nov 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ASSURANCE FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2015 · Amount on Record |
| Deed Sale | Aug 7, 2015 · Amount on Record |
| Prior Sale | Oct 16, 2009 · Amount on Record |
| Deed Document Number | 20151486975 |
| Deed Book / Page | 2433 / 425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Property Address | 414 WILLARD AVE, HOUMA, LA 70360-7446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2955/320 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 2955/320 |
| Instrument | 1545360 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Property Address | 414 WILLARD AVE, HOUMA, LA 70360-7446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003006/0000000515 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 0000003006/0000000515 |
| Instrument | 000001561360 |
| Name | CARDINAL FINANCIAL COMPANY, LP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Property Address | 414 WILLARD AVE, HOUMA, LA 70360-7446 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3198/534 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 3198/534 |
| Instrument | 1614797 |
| Name | ASSURANCE FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Terrebonne Parish assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Terrebonne Parish |
| Unified School District | Terrebonne Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,087.00 (-2.11%) | $29,010 (-) Land $3,150 Building $25,860 | $290,100 (-) Land $31,500 Building $258,600 |
| 2024 | $2,132.00 (+8.11%) Homeowner's exemption | $29,010 (+4.99%) Land $3,150 Building $25,860 | $290,100 (+4.99%) Land $31,500 Building $258,600 |
| 2023 | $1,972.00 (+1.18%) Homeowner's exemption | $27,630 (-) Land $2,040 Building $25,590 | $276,300 (-) Land $20,400 Building $255,900 |
| 2022 | $1,949.00 Homeowner's exemption | $27,630 Land $2,040 Building $25,590 | $276,300 Land $20,400 Building $255,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 175 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 4 (2002–2023) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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