414 Wildcat Ct, Stuart, IA 50250 Property Records

Guthrie County property record for 414 Wildcat Ct, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,490 sqft · built 2015
Lot Size	0.275 acres (11,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2015)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000788412`

Property Details

APN / Parcel Number

Primary APN	`0000788412`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,490 sqft Living Area
1st Floor Area	418 sqft
Basement Area	712 sqft
Unfinished Basement	712 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,998 sqft (0.275 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	414 WILDCAT CT
City	STUART
State	IA
Zip	50250-8127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 78 30 LOT 9 OF WAMBOLD ADDITION
Legal Range	30W
Legal Township	78N
Legal Section	33
Legal Subdivision	WAMBOLD
Legal Lot Number	9
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2013
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 WILDCAT CT, STUART, IA 50250-8127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CREDIT UNION
Sep 24, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2015 · Amount on Record
Deed Sale	Nov 12, 2015 · Amount on Record
Deed Document Number	20152550
Deed Book / Page	2015 / 2550
Prior Transfer Date	Oct 15, 2015
Prior Transfer Doc	2015/2387
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Recording Date	May 21, 2026
Property Address	414 WILDCAT CT, STUART, IA 50250-8127
Document Number	0000001180
Instrument Date	May 16, 2026
Instrument	20261180
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 WILDCAT CT, STUART, IA 50250-8127
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001180,
Date	May 21, 2026
Instrument	20261180

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	414 WILDCAT CT, STUART, IA 50250-8127
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 WILDCAT CT, STUART, IA 50250-8127

Mortgage

Document Number	0020252229
Date	Sep 24, 2025
Instrument	2025-2229

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2055

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,600 (-) Land $37,400 Building $238,200	$275,600 (-) Land $37,400 Building $238,200
2025	$4,164.00 (-0.14%) Homeowner's exemption	$275,600 (+8.42%) Land $37,400 Building $238,200	$275,600 (+8.42%) Land $37,400 Building $238,200
2024	$4,170.00 (+10.61%)
2023		$254,200 (+25.28%) Land $27,000 Building $227,200	$254,200 (+25.28%) Land $27,000 Building $227,200
2022	$3,770.00 Homeowner's exemption	$202,900 Land $27,000 Building $175,900
2021			$202,900 Land $27,000 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 69% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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