414 Whipple Ave, Drain, OR 97435 Property Records

Douglas County property record for 414 Whipple Ave, Drain, OR 97435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2020
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Sep 2019)
Tax Bill	$2,415 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-05W-17AD-03100`

Property Details

APN / Parcel Number

Primary APN	`22-05W-17AD-03100`
Alternative APN	`R23715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,580 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	840 sqft
Parking Spaces	2 Parking Spaces
Fence	Fence
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R23715
Street Address	414 WHIPPLE AVE
City	DRAIN
State	OR
Zip	97435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTMORELAND ADD, BLOCK 3, LOT 11, ACRES 0.11
Legal Range	05W
Legal Township	22S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	EASTMORELAND ADD
Legal Block	3
Legal Lot Number	11
Jurisdiction	DOUGLAS OR
Township / Civil Division	ELKTON-DRAIN
Census Block Group	3
Census Block	3251
Census Tract	30000

Owner

Source: Douglas County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 781, DRAIN, OR 97435-0781
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Jan 28, 2020	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST COMMUNITY CU
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Deed Document Number	2019-14101
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	414 WHIPPLE AVE, DRAIN, OR 97435
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011032
Date	Jun 29, 2022
Instrument	2022-011032

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	COTTAGE GROVE, OR 97424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	414 WHIPPLE AVE, DRAIN, OR 97435
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002454
Date	Jan 28, 2020
Instrument	2020-002454

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	414 WHIPPLE AVE, DRAIN, OR 97435
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017652
Date	Oct 9, 2020
Instrument	2020-017652

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS OR
Property Address	414 WHIPPLE AVE, DRAIN, OR 97435
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005029
Date	Mar 11, 2022
Instrument	2022-005029

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Douglas County
Municipality	Drain City
Unified School District	North Douglas School District 22 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,415.00 (+3.29%)	$202,956 (+3%)	$385,879 (-0.82%) Land $78,400 Building $307,479
2024	$2,338.00 (+2.77%)	$197,045 (+3%)	$389,082 (-2.17%) Land $78,400 Building $310,682
2023	$2,275.00 (+3.03%)	$191,306 (+6.09%)	$397,707 (+45.18%) Land $84,800 Building $312,907
2022	$2,208.00	$180,325	$273,947 Land $44,000 Building $229,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	39 (1981–2025)
Claims Outside the SFHA	2 of 39
Most Recent Claim	Mar 2025 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Mar 2025 · 7 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DRAIN serves 1,194 people · EPA ID OR4100260
Water Source	Surface water
Last State Inspection	May 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2022
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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