414 W North Ave, Ada, OH 45810 Property Records

Hardin County property record for 414 W North Ave, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,768 sqft · built 1966
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$272,500 (Jun 2026)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-140031.0000`

Property Details

APN / Parcel Number

Primary APN	`25-140031.0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	884 sqft
Upper Floors Area	884 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	221 ft deep x 97 ft wide
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 W NORTH AVE
City	ADA
State	OH
Zip	45810-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SW 1/4 SE 1/4 16 .49A
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2004
Census Tract	402

Owner

414 W North Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Hardin County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 W NORTH AVE, ADA, OH 45810-1075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK
Oct 16, 2020	Fiduciary Deed, Transfer · Conventional Mortgage LIBERTY NATIONAL BANK
Apr 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	20261923
Deed Book / Page	578 / 857
Prior Transfer Date	Apr 30, 2015
Prior Transfer Doc	000556/800
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN OH
Recording Date	Jun 26, 2026
Property Address	414 W NORTH AVE, ADA, OH 45810-1075
Document Number	0000001923
Book / Page	578 / 857
Instrument Date	Jun 23, 2026
Instrument	20261923
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	WAVE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	414 W NORTH AVE, ADA, OH 45810-1075

Mortgage

Document Number	0000001924,
Date	Jun 26, 2026
Instrument	20261924

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HARDIN OH
Recording Date	Oct 16, 2020
Property Address	414 W NORTH AVE, ADA, OH 45810-1075
Document Number	00558/1303
Book / Page	558 / 1303
Instrument Date	Oct 9, 2020
Instrument	202000003578
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 W NORTH AVE, ADA, OH 45810-1075

Mortgage

Document Number	202000003579
Date	Oct 16, 2020
Instrument	202000003579

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN OH
Recording Date	Apr 24, 2020
Property Address	414 W NORTH AVE, ADA, OH 45810-1075
Document Number	000556/800
Book / Page	556 / 800
Instrument Date	Apr 30, 2015
Instrument	202000001178
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 W NORTH AVE, ADA, OH 45810-1075

Tax Assessment & Valuation

The 2025 property tax bill for 414 W North Ave was $2,196, up 1.2% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00 (+1.24%)	$54,880 (-) Land $5,090 Building $49,790
2024	$2,169.00 (+0.51%)	$54,880 (-) Land $5,090 Building $49,790
2023	$2,158.00 (+3.6%)	$54,880 (+19.07%) Land $5,090 Building $49,790	$156,800 Land $14,540 Building $142,260
2022	$2,083.00	$46,090 Land $4,920 Building $41,170
2020			$131,690 Land $14,060 Building $117,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 414 W North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 W North Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies, Watch TV.

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