414 W Frost St, Laredo, TX 78040 Property Records

Webb County property record for 414 W Frost St, Laredo, TX 78040

Property Summary

Property Type	Single Family Home
Details	2,816 sqft · built 1976
Lot Size	0.216 acres (9,399 sqft)
Owner	Individual Name on File
Last Sale	$128,617 (May 2025)
Tax Bill	$903 (2025)
Deeds & Mortgages	May 2025 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`327-00164-070`

Property Details

APN / Parcel Number

Primary APN	`327-00164-070`
Alternative APN	`168444`

Interior

Stories	1 Story
Building Area	2,816 sqft Living Area
1st Floor Area	1,804 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,399 sqft (0.216 acres)
Lot Dimensions	139 ft deep x 68 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Open Porch
Porch Area	568 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	414 W FROST ST
City	LAREDO
State	TX
Zip	78040-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 7 LESS 246 SQ FT BLK 164 ED
Legal Subdivision	EASTERN -- BLOCKS 151 - 200
Legal Block	164
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2019
Census Tract	1201

Owner

414 W Frost St is owned and occupied by an individual who bought it in May 2025.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	414 W FROST ST, LAREDO, TX 78040-2162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Vendor's Lien, Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Jul 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Deed Document Number	20251557092
Deed Book / Page	5830 / 727
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	005081/486
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 12, 2025
Property Address	414 W FROST ST, LAREDO, TX 78040-2162
Document Number	005830/727
Book / Page	5830 / 727
Instrument Date	May 9, 2025
Instrument	1557092
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 W FROST ST, LAREDO, TX 78040-2162
Investor	Possibly a Property Investor

Mortgage

Document Number	0001557093
Date	May 12, 2025
Instrument	1557093

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.62%
Max Rate At Change	9.62%
Index	Other
Max Rate	12.6%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Jul 30, 2021
Property Address	414 W FROST ST, LAREDO, TX 78040-2162
Document Number	5081/486
Book / Page	5081 / 486
Instrument Date	Jul 29, 2021
Instrument	1437316
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 E DEL MAR BLVD, LAREDO, TX 78041-2368

Tax Assessment & Valuation

The 2025 property tax bill for 414 W Frost St was $903 with a homeowner's exemption, down 0.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,684 (-1.06%) Land $94,084 Building $82,600	$176,684 (-1.06%) Land $94,084 Building $82,600
2025	$903.00 (-0.11%)	$178,582 Land $94,084 Building $84,498	$178,582 Land $94,084 Building $84,498
2024	$904.00
2023		$176,030 Land $75,850 Building $100,180	$176,030 Land $75,850 Building $100,180
2022	$1,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 W Frost St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 414 W Frost St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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