414 W 7th St, Gridley, IL 61744 Property Records

McLean County property record for 414 W 7th St, Gridley, IL 61744

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,017 sqft · built 1994
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (May 2018)
Tax Bill	$6,589 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-04-151-007`

Property Details

APN / Parcel Number

Primary APN	`02-04-151-007`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,017 sqft Living Area
1st Floor Area	2,017 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	414 W 7TH ST
City	GRIDLEY
State	IL
Zip	61744-9272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EX E146.5) LOT 51 3RD ADD TO BIG ROCK ESTATES
Legal Range	03E
Legal Township	26N
Legal Section	04
Legal Subdivision	BIG ROCK ESTATES
Legal Lot Number	51
Jurisdiction	MCLEAN IL
Township / Civil Division	GRIDLEY
Census Block Group	3
Census Block	3120
Census Tract	5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 W 7TH ST, GRIDLEY, IL 61744-9272
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
May 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Deed Document Number	20187359
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	414 W 7TH ST, GRIDLEY, IL 61744-9272
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100012999
Date	Jun 2, 2021
Instrument	2021-00012999

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	PAW PAW, IL 61353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	414 W 7TH ST, GRIDLEY, IL 61744-9272
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	FRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012514
Date	Aug 7, 2019
Instrument	2019-00012514

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	GRIDLEY, IL 61744

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 11, 2018
Property Address	414 W 7TH ST, GRIDLEY, IL 61744-9272
Document Number	201800007359
Map Reference	DOC90-1973
Instrument Date	May 4, 2018
Instrument	2018-00007359
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 BOULDER DR, GRIDLEY, IL 61744-9271

Mortgage

Document Number	201800007360
Date	May 11, 2018
Instrument	2018-00007360

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Gridley Township
Municipality	Gridley Village
Unified School District	El Paso-Gridley Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,692 (+18.9%) Land $10,623 Building $74,069	$254,076 (+18.9%) Land $31,869 Building $222,207
2024	$6,589.00 (+21.5%)
2023	$5,423.00	$71,229 Land $8,934 Building $62,295	$213,687 Land $26,802 Building $186,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRIDLEY serves 1,411 people · EPA ID IL1130600
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2018–2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gridley Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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