414 W 3rd St, Delphos, OH 45833 Property Records

Van Wert County property record for 414 W 3rd St, Delphos, OH 45833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,916 sqft · built 1900
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Aug 2026)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25-048656.0000`

Property Details

APN / Parcel Number

Primary APN	`25-048656.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
Gross Area	3,095 sqft
1st Floor Area	1,024 sqft
Upper Floors Area	892 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Steam
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	414 W 3RD ST
City	DELPHOS
State	OH
Zip	45833-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 167 SPT DELPHOS CORP
Legal Subdivision	HOWARD ADDITION
Legal Lot Number	167
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2043
Census Tract	20500

Owner

414 W 3rd St is owned and occupied by two individuals who bought it in August 2026.

Source: Van Wert County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 W 3RD ST, DELPHOS, OH 45833-1627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY FEDERAL CREDIT UNION
Aug 3, 2026	Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY FEDERAL CREDIT UNION
Jan 7, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 20, 2020	Deed of Trust, Mortgage SUPERIOR CU INC
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Feb 5, 2018	Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Dec 4, 2020 · Amount on File
Deed Document Number	20262626
Deed Book / Page	439 / 598
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Recording Date	Aug 3, 2026
Property Address	414 W 3RD ST, DELPHOS, OH 45833-1627
Document Number	0000002627
Book / Page	439 / 601
Instrument Date	Jul 28, 2026
Instrument	20262627
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	LEGACY TITLE, AMERICAN LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002627,
Date	Aug 3, 2026
Book Page	439/601
Instrument	20262627

Lender

Name	MIDWEST COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	VAN WERT OH
Recording Date	Aug 3, 2026
Property Address	414 W 3RD ST, DELPHOS, OH 45833-1627
Document Number	0000002626
Book / Page	439 / 598
Instrument Date	Jul 27, 2026
Instrument	20262626
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	LEGACY TITLE, AMERICAN LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,636.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	414 W 3RD ST, DELPHOS, OH 45833-1627

Mortgage

Document Number	0000002627,
Date	Aug 3, 2026
Book Page	439/601
Instrument	20262627

Lender

Name	MIDWEST COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	414 W 3RD ST, DELPHOS, OH 45833-1627
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 W 3RD ST, DELPHOS, OH 45833-1627

Mortgage

Document Number	00436/5112
Date	Jan 7, 2026
Book Page	436/5112
Instrument	202600054

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 12, 2036

Interest

Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	414 W 3RD ST, DELPHOS, OH 45833-1627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	417/63
Date	Aug 20, 2020
Book Page	417/63
Instrument	202000002878

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Dec 4, 2020
Property Address	414 W 3RD ST, DELPHOS, OH 45833-1627
Document Number	00418/1297
Book / Page	418 / 1297
Instrument Date	Nov 24, 2020
Instrument	202000004509
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	AMERICAN KEY TITLE LLC, AMERICAN LEGACY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	414 W 3RD ST, DELPHOS, OH 45833-1627
Investor	Possibly a Property Investor

Mortgage

Document Number	202000004511
Date	Dec 4, 2020
Instrument	202000004511

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Aug 16, 2018
Property Address	414 W 3RD ST, DELPHOS, OH 45833-1627
Document Number	00410/1054
Book / Page	410 / 1054
Instrument Date	Apr 15, 2018
Instrument	201800003004
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 W 3RD ST, DELPHOS, OH 45833-1627

Mortgage

Document Number	201800003005
Date	Aug 16, 2018
Instrument	201800003005

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Feb 5, 2018
Property Address	414 W 3RD ST, DELPHOS, OH 45833-1627
Document Number	00408/1413
Book / Page	408 / 1413
Instrument Date	Jan 31, 2018
Instrument	201800000409
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	414 W 3RD ST, DELPHOS, OH 45833-1627

Mortgage

Document Number	201800000410
Date	Feb 5, 2018
Instrument	201800000410

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 414 W 3rd St was $1,989, up 0.3% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Delphos City
Unified School District	Delphos City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,989.00 (+0.3%) Homeowner's exemption	$70,650 (-) Land $2,810 Building $67,840
2024	$1,983.00 (-2.98%) Homeowner's exemption	$70,650 (-) Land $2,810 Building $67,840	$201,860 (-) Land $8,030 Building $193,830
2023	$2,044.00 (+34.56%) Homeowner's exemption	$70,650 (+42.87%) Land $2,810 Building $67,840	$201,860 Land $8,030 Building $193,830
2022	$1,519.00 Homeowner's exemption	$49,450 Land $2,210 Building $47,240
2020			$141,280 Land $6,310 Building $134,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 W 3rd St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 414 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHOS CITY serves 7,101 people · EPA ID OH0200412
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures