414 Vancroft Pl, O Fallon, IL 62269 Property Records

St. Clair County property record for 414 Vancroft Pl, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,227 sqft)
Owner	Trust Name on Record
Last Sale	$203,500 (Jun 2020)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2021 Mortgage + 6 more
APN	`04-27-0-104-074`

Property Details

APN / Parcel Number

Primary APN	`04-27-0-104-074`

Exterior

Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	414 VANCROFT PL
City	O FALLON
State	IL
Zip	62269-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS OF BRAESWOOD S 1/2 LOT 14 DOC A02707451
Legal Subdivision	AMNEDED FINAL VILLAS OF BARESWOOD
Legal Lot Number	14
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2091
Census Tract	504358

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	414 VANCROFT PL, O FALLON, IL 62269-4144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 12, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 26, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN PORTFOLIO MTG
Jul 2, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NAT'L BK/WATERLOO
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/WATERLOO
Oct 25, 2019	Correction Deed, Subdivision Related Transfer PROFESSIONAL TITLE, PROFESSIONAL TITLE INS & ESCRO
May 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	20202655888
Last Transfer Date	Jul 9, 2021
Transfer Doc	0002707451
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	414 VANCROFT PL, O FALLON, IL 62269-4144
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02719007
Date	Sep 29, 2021
Instrument	A02719007

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	414 VANCROFT PL, O FALLON, IL 62269-4144
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02691318
Date	Mar 15, 2021
Instrument	A02691318

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jul 12, 2021
Property Address	414 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	A02707451
Map Reference	DOC A02184076
Instrument Date	Jul 9, 2021
Instrument	A02707451
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 VANCROFT PL, O FALLON, IL 62269-4144

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 26, 2020
Property Address	414 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2655888
Instrument Date	Jun 25, 2020
Instrument	2655888
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 15, 2020
Title Company	PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	414 VANCROFT PL O FALLON IL 622694144, O FALLON, IL 62269-4144

Mortgage

Document Number	A2655889
Date	Jun 26, 2020
Instrument	2655889

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 2, 2019
Property Address	414 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2618160
Instrument Date	Jul 1, 2019
Instrument	2618160
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2019
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 VANCROFT PL O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2618161
Date	Jul 2, 2019
Instrument	2618161

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	SMITHTON, IL 62285

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate	3.62%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	414 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2631402
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE INS & ESCRO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 VANCROFT PL O FALLON IL 622694144, O FALLON, IL 62269-4144

Mortgage

Document Number	00A2631402
Date	Oct 25, 2019
Instrument	2631402

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	SMITHTON, IL 62285

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

Interest

Rate	3.62%

October 2019: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 25, 2019
Property Address	414 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2631401
Instrument Date	Jul 1, 2019
Instrument	2631401
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2019
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE INS & ESCRO

Transaction

Amount	Amount Recorded
Tax	$286.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 VANCROFT PL O FALLON IL 622694144, O FALLON, IL 62269-4144

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 24, 2018
Property Address	414 VANCROFT PL, O FALLON, IL 62269-4144
Document Number	00A2577285
Instrument Date	May 4, 2018
Instrument	2577285
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$93.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 24210 BELLEVILLE IL 622239210, BELLEVILLE, IL 62223-9210

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$98,390 (+34.34%) Land $18,171 Building $80,219	$295,170 (+34.34%) Land $54,513 Building $240,657
2022	$73,239 Land $13,526 Building $59,713	$219,717 Land $40,578 Building $179,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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