St. Charles County property record for 414 Tower Grove Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 660 sqft · built 1948 |
| Lot Size | 0.107 acres (4,680 sqft) |
| Owner | Company Name on File |
| Last Sale | $7,700 (Jun 2022) |
| Tax Bill | $2,669 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015990A000 |
| Primary APN | 015990A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Living Area |
| Gross Area | 1,320 sqft |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,680 sqft (0.107 acres) |
| Lot Dimensions | 117 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015990A000 |
|---|---|
| Street Address | 414 TOWER GROVE PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | TOWER GROVE LOT 23 |
| Legal Subdivision | TOWER GROVE |
| Legal Lot Number | 23 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 310400 |
414 Tower Grove Pl is owned by a company that bought it in June 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3313 W ADAMS ST, SAINT CHARLES, MO 63301-0506 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF ST CHARLES MO |
| Feb 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK & TRUST CO |
| Jun 28, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2022 · Amount on File |
| Deed Sale | Jun 28, 2022 · Amount on File |
| Prior Sale | Apr 12, 2013 · Amount on File |
| Deed Document Number | 202236069 |
| Prior Transfer Date | Sep 19, 2006 |
| Prior Transfer Doc | 0000819720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 414 TOWER GROVE PL, SAINT CHARLES, MO 63301-2151 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3313 WEST AUAMS STREET, SAINT CHARLES, MO 63301-0506 |
| Document Number | 0000061873 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022R-061873 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 7, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 414 TOWER GROVE PL, SAINT CHARLES, MO 63301-2151 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3313 W ADAMS ST, SAINT CHARLES, MO 63301-0506 |
| Document Number | 0000007354 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023R-007354 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 28, 2022 |
| Property Address | 414 TOWER GROVE PL, SAINT CHARLES, MO 63301-2151 |
| Document Number | 0000036069 |
| Map Reference | MB 4 PG 131 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2022R-036069 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3313 W ADAMS ST, SAINT CHARLES, MO 63301-0506 |
The 2025 property tax bill for 414 Tower Grove Pl was $2,669, up 4.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,580 (-) | $117,440 (-) Land $40,000 Building $77,440 | |
| 2025 | $2,669.00 (+4.79%) | $37,580 | $117,440 Land $40,000 Building $77,440 |
| 2024 | $2,547.00 | ||
| 2023 | $20,840 | ||
| 2022 | $109,686 Land $30,000 Building $79,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Tower Grove Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Tower Grove Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures