414 Thomas Rd, Ruffin, SC 29475 Property Records

Colleton County property record for 414 Thomas Rd, Ruffin, SC 29475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,682 sqft · built 1952
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2020)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Apr 2021 Loan Modification Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111-00-00-011.000`

Property Details

APN / Parcel Number

Primary APN	`111-00-00-011.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft
Utility Area	50 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1983
Exterior Material	Wood
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Carport
Garage Area	314 sqft
Carport	Carport
Carport Area	314 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	414 THOMAS RD
City	RUFFIN
State	SC
Zip	29475-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	TRACT S-326 SE RUFFIN MAPPLATB 30 MAPPLATP 536
Legal Tract	S-326
Jurisdiction	COLLETON SC
Township / Civil Division	WALTERBORO
Census Block Group	3
Census Block	3036
Census Tract	970401

Owner

414 Thomas Rd is owned and occupied by an individual who bought it in August 2020.

Source: Colleton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	414 THOMAS RD, RUFFIN, SC 29475-5124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Loan Modification, Mortgage · Line of Credit ENTERPRISE BK/SC
Aug 28, 2020	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Document Number	20204534
Deed Book / Page	2878 / 167
Prior Transfer Date	Nov 17, 2015
Prior Transfer Doc	0023750211
Record Updated	Oct 29, 2026

April 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLETON SC
Property Address	414 THOMAS RD, RUFFIN, SC 29475-5124
Document Number	0029620191
Instrument Date	Apr 8, 2021
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	4610 CARTERS FORD RD LODGE SC 290829304, LODGE, SC 29082-9304

Mortgage

Document Number	0029620191
Date	Apr 28, 2021
Book Page	002962/000191
Instrument	2632

Lender

Name	ENTERPRISE BK/SC
Type	Bank
Address	13497 BROXTON BRIDGE RD, EHRHARDT, SC 29081-9602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 27, 2026

Interest

Rate Type	Adjustable Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLETON SC
Recording Date	Aug 28, 2020
Property Address	414 THOMAS RD, RUFFIN, SC 29475-5124
Document Number	0028780167
Book / Page	2878 / 167
Map Reference	MB 30 PG 536
Instrument Date	Aug 28, 2020
Instrument	2020004534
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 THOMAS RD, RUFFIN, SC 29475-5124

Mortgage

Document Number	2020004535
Date	Aug 28, 2020
Instrument	2020004535

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 414 Thomas Rd was $1,919, up 5.8% from the year before.

Source: Colleton County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Colleton County
Unified School District	Colleton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00 (+5.85%)	$198,800 (-) Land $17,000 Building $181,800	$198,800 Land $17,000 Building $181,800
2024	$1,813.00 (+0.55%)	$198,800 (-) Land $17,000 Building $181,800
2023	$1,803.00 (+0.06%)	$198,800 (-) Land $17,000 Building $181,800	$198,800 (-) Land $17,000 Building $181,800
2022	$1,802.00	$198,800 Land $17,000 Building $181,800	$198,800 Land $17,000 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Thomas Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Palmetto Telephone Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Thomas Rd

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