414 Stephens Rd, Princeton, KY 42445 Property Records

Caldwell County property record for 414 Stephens Rd, Princeton, KY 42445

Property Summary

Property Type	Single Family Home
Lot Size	27.1 acres (1,182,610 sqft)
Owner	Individual Name on Record
Tax Bill	$997 (2025)
Deeds & Mortgages	May 2018 Line of Credit Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`127473-001`

Property Details

APN / Parcel Number

Primary APN	`127473-001`
Alternative APNs	`10153301` `65-44C`

Exterior

Lot Area	1,182,610 sqft (27.1 acres)

Location & Zoning

Street Address	414 STEPHENS RD
City	PRINCETON
State	KY
Zip	42445-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 27.149 ACRES
Jurisdiction	CALDWELL KY
Township / Civil Division	PRINCETON
Census Block Group	1
Census Block	1005
Census Tract	920302

Owner

Source: Caldwell County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 756, PRINCETON, KY 42445-0756
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000241183
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	414 STEPHENS RD, PRINCETON, KY 42445-6851
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D335/321
Date	May 31, 2018
Book Page	D335/321

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	414 STEPHENS RD, PRINCETON, KY 42445-6851
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 STEPHENS RD, PRINCETON, KY 42445-6851

Mortgage

Document Number	00M360/289
Date	Sep 18, 2020
Book Page	M360/289

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 28, 2040

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	414 STEPHENS RD, PRINCETON, KY 42445-6851
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 STEPHENS RD, PRINCETON, KY 42445-6851

Mortgage

Document Number	000398/337
Date	Nov 16, 2023
Book Page	398/337

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	MARION, KY 42064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 10, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 (-1.09%)	$123,000 (-)	$123,000 (-)
2023	$1,008.00	$123,000	$123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER DISTRICT serves 6,000 people · EPA ID KY0170528
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stephens Rd

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