414 Spindale St, Spindale, NC 28160 Property Records

Rutherford County property record for 414 Spindale St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,323 sqft · built 1922
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (May 2020)
Tax Bill	$643 (2022)
Deeds & Mortgages	Jan 2021 Sale May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1203994`

Property Details

APN / Parcel Number

Primary APN	`1203994`
Alternative APN	`18354`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,323 sqft Heated Area
Utility Area	234 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	224 sqft

Location & Zoning

Account Number	18354
Street Address	414 SPINDALE ST
City	SPINDALE
State	NC
Zip	28160-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1620197025210000; RES LOT 11 SPINDALE STREET
Legal Subdivision	SPINNERS PROCESSING CO
Legal Block	3
Legal Lot Number	16
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1050
Census Tract	960600

Owner

414 Spindale St is owned by an individual who bought it in May 2020.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2069 HOLLIS RD, ELLENBORO, NC 28040-7774
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Grant Deed, Transfer ATTORNEY ONLY
May 13, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Deed Document Number	0020324254
Deed Book / Page	2032 / 4254
Record Updated	Jun 7, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 5, 2021
Property Address	414 SPINDALE ST, SPINDALE, NC 28160-1608
Document Number	0020410439
Book / Page	002041 / 000439
Instrument Date	Jan 4, 2021
Instrument	7591
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 SPINDALE ST SPINDALE NC 281601608, SPINDALE, NC 28160-1608

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 13, 2020
Property Address	414 SPINDALE ST, SPINDALE, NC 28160-1608
Document Number	0020324254
Book / Page	002032 / 004254
Instrument Date	May 12, 2020
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 DAVENPORT RD RUTHERFORDTON NC 281397232, RUTHERFORDTON, NC 28139-7232

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$78,300 Land $9,500 Building $68,800	$78,300 Land $9,500 Building $68,800
2022	$643.00
2021	$643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Spindale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Spindale St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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