Madison County property record for 414 Spike Rdg, Canton, MS 39046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 7 ba · 2,138 sqft · built 1997 |
| Lot Size | 0.169 acres (7,368 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,510 (May 2026) |
| Tax Bill | $1,196 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083D-19C-086 |
| Primary APN | 083D-19C-086 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 7 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,138 sqft Adjusted Area |
| Gross Area | 1,784 sqft |
| 1st Floor Area | 1,784 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,368 sqft (0.169 acres) |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|
| Account Number | 24721 |
|---|---|
| Street Address | 414 SPIKE RDG |
| City | CANTON |
| State | MS |
| Zip | 39046-9354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 93 DEERFIELD |
| Legal Range | 03E |
| Legal Township | 08N |
| Legal Section | 19 |
| Legal Subdivision | DEERFIELD |
| Legal Lot Number | 93 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 30401 |
414 Spike Rdg is owned and occupied by an individual who bought it in May 2026.
Source: Madison County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 SPIKE RDG, CANTON, MS 39046-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jul 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Deed Document Number | 20261051957 |
| Deed Book / Page | 4683 / 537 |
| Prior Transfer Date | Jul 10, 2020 |
| Prior Transfer Doc | 0000896690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 414 SPIKE RDG, CANTON, MS 39046-9354 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 414 SPIKE RDG, CANTON, MS 39046-9354 |
| Document Number | 004008/898 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 4008/898 |
| Instrument | 921304 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | May 18, 2026 |
| Property Address | 414 SPIKE RDG, CANTON, MS 39046-9354 |
| Document Number | 0001051957 |
| Book / Page | 4683 / 537 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026.1051957 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 SPIKE RDG, CANTON, MS 39046-9354 |
| Document Number | 0001051957, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 4683/540 |
| Instrument | 2026.1051957 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 414 SPIKE RDG, CANTON, MS 39046-9354 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 414 SPIKE RDG, CANTON, MS 39046-9354 |
| Document Number | 4008/898 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 4008/898 |
| Instrument | 921304 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 21, 2020 |
| Property Address | 414 SPIKE RDG, CANTON, MS 39046-9354 |
| Document Number | 0000896690 |
| Book / Page | 003884 / 000655 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 896690 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 SPIKE RDG CANTON MS 390469354, CANTON, MS 39046-9354 |
The 2025 property tax bill for 414 Spike Rdg was $1,196 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,196.00 Homeowner's exemption | $14,577 | $145,770 Land $35,000 Building $110,770 |
| 2024 | $1,196.00 | ||
| 2023 | $1,196.00 Homeowner's exemption | $14,577 | $145,770 Land $35,000 Building $110,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 414 Spike Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Spike Rdg is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
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