414 Smith Rd, Groton, NY 13073 Property Records

Tompkins County and Groton Town property record for 414 Smith Rd, Groton, NY 13073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1995
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on File
Last Sale	$71,251 (Jul 2019)
Tax Bill	$3,793 (2026)
Deeds & Mortgages	Apr 2023 Refinance Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502889 22.-1-19.13`

Property Details

APN / Parcel Number

Primary APN	`502889 22.-1-19.13`
Alternative APN	`288902200000010190130000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	137,214 sqft (3.15 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	414 SMITH RD
City	GROTON
State	NY
Zip	13073-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	19.013
Jurisdiction	TOMPKINS NY
Township / Civil Division	GROTON
Census Block Group	1
Census Block	1016
Census Tract	2300

Owner

414 Smith Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Tompkins County and Groton Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 SMITH RD, GROTON, NY 13073-9782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TOMPKINS COUNTY
Jul 17, 2019	Warranty Deed, Transfer FIRST NAT'L BK/DRYDEN
Mar 29, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Mar 29, 2019 · Amount on File
Deed Document Number	20198681
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	414 SMITH RD, GROTON, NY 13073-9782
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002852
Date	Apr 10, 2023
Instrument	2023-02852

Lender

Name	TOMPKINS COUNTY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOMPKINS NY
Recording Date	Jul 17, 2019
Property Address	414 SMITH RD, GROTON, NY 13073-9782
Document Number	0000008681
Instrument Date	Jul 2, 2019
Instrument	8681
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 SMITH RD GROTON NY 130739782, GROTON, NY 13073-9782

Mortgage

Document Number	8682
Date	Jul 17, 2019
Instrument	8682

Lender

Name	FIRST NAT'L BK/DRYDEN
Type	Bank
Address	DRYDEN, NY 13053

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2039

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TOMPKINS NY
Recording Date	Mar 29, 2019
Property Address	414 SMITH RD, GROTON, NY 13073-9782
Document Number	0000003095
Instrument Date	Mar 21, 2019
Instrument	3095
Transaction Type	Foreclosure
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 DUTCHER RD FREEVILLE NY 130689556, FREEVILLE, NY 13068-9556

Tax Assessment & Valuation

The 2026 property tax bill for 414 Smith Rd was $3,793.

Source: Tompkins County and Groton Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Groton Town
Unified School District	Groton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,793.00
2025		$147,000 Land $17,200 Building $129,800	$147,000 Land $17,200 Building $129,800
2023		$147,000 Land $17,200 Building $129,800	$147,000 Land $17,200 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Smith Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Point Broadband, T-Mobile, Verizon.

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