414 Sinaloa St, Waxhaw, NC 28173 Property Records

Union County property record for 414 Sinaloa St, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	0.465 acres (20,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Oct 2022)
Tax Bill	$3,886 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-054-705`

Property Details

APN / Parcel Number

Primary APN	`06-054-705`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,780 sqft Living Area
1st Floor Area	1,647 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	20,255 sqft (0.465 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 SINALOA ST
City	WAXHAW
State	NC
Zip	28173-0415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#51 WRENN CREEK PH2 MAP1 OPCQ417-420
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2034
Census Tract	21004

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 SINALOA ST, WAXHAW, NC 28173-0415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	202236608
Deed Book / Page	8598 / 325
Record Updated	Oct 29, 2026

October 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 27, 2022
Property Address	414 SINALOA ST, WAXHAW, NC 28173-0415
Document Number	0008598325
Book / Page	8598 / 325
Map Reference	CAB Q FILE 353-356
Instrument Date	Oct 27, 2022
Instrument	36608
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 WESTPORT RD, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 SINALOA ST, WAXHAW, NC 28173-0415

Mortgage

Document Number	0000036609
Date	Oct 27, 2022
Instrument	36609

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.54%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.54%
Max Rate At Change	6.54%
Index	Prime Rate
Max Rate	10.5%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$807,000 (-) Land $141,600 Building $665,400	$807,000 (-) Land $141,600 Building $665,400
2025	$3,886.00	$807,000 Land $141,600 Building $665,400	$807,000 Land $141,600 Building $665,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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