414 Scott Rd, Murray, KY 42071 Property Records

Calloway County property record for 414 Scott Rd, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,703 sqft · built 1975
Lot Size	1.86 acres (81,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Sep 2022)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-0-0011-A`

Property Details

APN / Parcel Number

Primary APN	`015-0-0011-A`
Alternative APNs	`90218` `92573`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,703 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	81,196 sqft (1.86 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	464 sqft
Greenhouse	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Propane

Location & Zoning

Account Number	92573
Street Address	414 SCOTT RD
City	MURRAY
State	KY
Zip	42071-8135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-11A,11D 414 SCOTT ROAD
Legal Subdivision	TRACT 1
Legal Tract	1
Jurisdiction	CALLOWAY KY
Township / Civil Division	HAZEL-LYNN GROVE
Census Block Group	1
Census Block	1032
Census Tract	10700

Owner

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1612 BROWNS GROVE RD, MURRAY, KY 42071-8131
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Jun 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE MURRAY BANK
Nov 15, 2021	Warranty Deed, Transfer · Line of Credit THE MURRAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	2022660390
Deed Book / Page	1387 / 443
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0001345/21
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	414 SCOTT RD, MURRAY, KY 42071-8135
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 SCOTT RD, MURRAY, KY 42071-8135

Mortgage

Document Number	001276/287
Date	Sep 30, 2020
Book Page	1276/287
Instrument	644028

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	414 SCOTT RD, MURRAY, KY 42071-8135
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001216/524
Date	Jun 20, 2019
Book Page	1216/524
Instrument	634999

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Mar 15, 2039

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Nov 15, 2021
Property Address	414 SCOTT RD, MURRAY, KY 42071-8135
Document Number	0001345/21
Book / Page	1345 / 21
Map Reference	MB 57 PG 45 SL 5562
Instrument Date	Oct 12, 2021
Instrument	653643
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 SCOTT RD, MURRAY, KY 42071-8135

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1612 BROWNS GROVE RD, MURRAY, KY 42071-8131

Mortgage

Document Number	0000653644
Date	Nov 15, 2021
Instrument	653644

Lender

Name	THE MURRAY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	232 Months
Due	Mar 15, 2041

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,794.00 (+93.53%)	$200,000 (+1%)	$200,000 (+1%)
2023	$927.00	$100,000	$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scott Rd

Nearby Streets

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