414 Sandy Point Rd, New Bern, NC 28560 Property Records

Craven County property record for 414 Sandy Point Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 2023
Lot Size	1.19 acres (52,185 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,256 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`2-037-028`

Property Details

APN / Parcel Number

Primary APN	`2-037-028`
Alternative APNs	`107590` `109082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,095 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	52,185 sqft (1.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	109082
Street Address	414 SANDY POINT RD
City	NEW BERN
State	NC
Zip	28560-5033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	LOT 6 RIVERVIEW PK
Legal Subdivision	RIVERVIEW PARK
Legal Lot Number	6
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	1
Census Block	1039
Census Tract	960101

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 SANDY POINT RD, NEW BERN, NC 28560-5033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 18, 2023	Deed of Trust, Mortgage · FHA Mortgage INTERCOASTAL MORTGAGE
Jan 30, 2023	Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE
Aug 30, 2022	Intrafamily Transfer, Transfer
Aug 2, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 26, 2022
Transfer Doc	03739/1055
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	414 SANDY POINT RD, NEW BERN, NC 28560-5033
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 SANDY POINT RD, NEW BERN, NC 28560-5033

Mortgage

Document Number	003866/185
Date	Jan 14, 2026
Book Page	3866/185
Instrument	10151160

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	1100 VIRGINIA DR STE 125, FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	414 SANDY POINT RD, NEW BERN, NC 28560-5033
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 PEREGRINE RIDGE DR, NEW BERN, NC 28560-1826

Mortgage

Document Number	003784/860
Date	Dec 18, 2023
Book Page	3784/860
Instrument	10120717

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	414 SANDY POINT RD, NEW BERN, NC 28560-5033
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	TRIO ABSTRACT INC., TRITON ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 PEREGRINE RIDGE DR, NEW BERN, NC 28560-1826

Mortgage

Document Number	03753/1704
Date	Jan 30, 2023
Book Page	3753/1704
Instrument	10108437

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2024

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Aug 30, 2022
Property Address	414 SANDY POINT RD, NEW BERN, NC 28560-5033
Document Number	03739/1055
Book / Page	3739 / 1055
Map Reference	MB 2 PG 130
Instrument Date	Aug 26, 2022
Instrument	10102452
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	790 CAMINO DE LA REINA # 272272, 790, SAN DIEGO, CA 92108-3263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 PEREGRINE RIDGE DR, NEW BERN, NC 28560-1826

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 2, 2022
Property Address	414 SANDY POINT RD, NEW BERN, NC 28560-5033
Document Number	003736/318
Book / Page	3736 / 318
Instrument Date	Jul 25, 2022
Instrument	10101044
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	790 CAMINO DE LA REINA APT 272, 790, SAN DIEGO, CA 92108-3231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 PEREGRINE RIDGE DR, NEW BERN, NC 28560-1826

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,256.00 (+3.49%)	$252,560 (-) Land $26,100 Building $226,460	$252,560 (-) Land $26,100 Building $226,460
2025	$2,180.00 (+913.95%)	$252,560 (+867.66%) Land $26,100 Building $226,460	$252,560 (+867.66%) Land $26,100 Building $226,460
2023	$215.00 (-19.17%)	$26,100 (+1.95%) Land $26,100	$26,100 (+1.95%) Land $26,100
2022	$266.00	$25,600 Land $25,600
2018			$25,600 Land $25,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 393 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	417 units insured incl. 24 condo units
Nearby Flood Claims	446 (1982–2018)
Claims Outside the SFHA	9 of 446
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 253 claims Hurricane Irene, Aug 2011 · 94 claims Hurricane Fran, Sep 1996 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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