414 Saddleback Rd, West Baldwin, ME 04091 Property Records

Cumberland County and Baldwin Town property record for 414 Saddleback Rd, West Baldwin, ME 04091

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,568 sqft · built 2002
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,630 (2025)
Deeds & Mortgages	May 2025 Mortgage Jun 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:010 L:038-B`

Property Details

APN / Parcel Number

Primary APN	`M:010 L:038-B`
Alternative APNs	`BALD M:10 B:38 L:B` `944`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,568 sqft Living Area
Gross Area	7,636 sqft
1st Floor Area	3,568 sqft
Basement Area	2,944 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	944
Street Address	414 SADDLEBACK RD
City	WEST BALDWIN
State	ME
Zip	04091-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	38
Legal Lot Number	B
Jurisdiction	BALDWIN ME
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3001
Census Tract	16500

Owner

Source: Cumberland County and Baldwin Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 SADDLEBACK RD, WEST BALDWIN, ME 04091-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage COAST LINE CREDIT UNION
Jun 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage COAST LINE CREDIT UNION
Feb 26, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COAST LINE CREDIT UNION
Mar 11, 2024	Warranty Deed, Transfer
Jul 19, 2019	Deed of Trust, Mortgage RESIDENTIAL MTG SVC
Jan 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2024
Deed Sale	Mar 11, 2024
Prior Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	20248086
Deed Book / Page	40646 / 92
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN ME
Property Address	414 SADDLEBACK RD, WEST BALDWIN, ME 04091-3012
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414610301
Date	May 22, 2025
Book Page	41461/301
Instrument	17964

Lender

Name	COAST LINE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN ME
Property Address	414 SADDLEBACK RD, WEST BALDWIN, ME 04091-3012
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0415300322
Date	Jun 23, 2025
Book Page	41530/322
Instrument	22451

Lender

Name	COAST LINE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2040

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN ME
Property Address	414 SADDLEBACK RD, WEST BALDWIN, ME 04091-3012
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406260144
Date	Feb 26, 2024
Book Page	40626/144
Instrument	6671

Lender

Name	COAST LINE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN ME
Recording Date	Mar 11, 2024
Property Address	414 SADDLEBACK RD, WEST BALDWIN, ME 04091-3012
Document Number	0406460092
Book / Page	40646 / 92
Instrument Date	Mar 4, 2024
Instrument	8086
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 SADDLEBACK RD, WEST BALDWIN, ME 04091-3012

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN ME
Property Address	414 SADDLEBACK RD, WEST BALDWIN, ME 04091-3012
Document Number	0358310026
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	486 SADDLEBACK RD WEST BALDWIN ME 040913012, WEST BALDWIN, ME 04091-3012

Mortgage

Document Number	0358310026
Date	Jul 25, 2019
Book Page	035831/000026
Instrument	34004

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN ME
Recording Date	Jan 15, 2019
Property Address	414 SADDLEBACK RD, WEST BALDWIN, ME 04091-3012
Document Number	0354100148
Book / Page	35410 / 148
Instrument Date	Jan 14, 2019
Instrument	2024
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 SETTLERS RD, WESTBROOK, ME 04092-4637

Mortgage

Document Number	0000002025
Date	Jan 15, 2019
Instrument	2025

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Baldwin Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Baldwin Town
Unified School District	School Administrative District 55 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,630.00 (-0.63%)	$476,900 (-) Land $51,000 Building $425,900
2024	$7,678.00 (+14.58%)	$476,900 (+0.85%) Land $51,000 Building $425,900
2023	$6,701.00 (+14.1%)	$472,900 (-) Land $51,000 Building $421,900
2022	$5,873.00	$472,900 Land $51,000 Building $421,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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