414 Saddle Haven, Cibolo, TX 78108 Property Records

Guadalupe County property record for 414 Saddle Haven, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details3,421 sqft · built 2022
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$451,687 (Jun 2023)
Tax Bill$7,275 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN000000179490

Property Details

APN / Parcel Number

Primary APN000000179490
Alternative APNs
  • 1G3900-7025-02100-0-00
  • 000000251441
  • 000000287952
  • 179490

Interior

Stories2 Stories
Building Area3,421 sqft Living Area
Gross Area3,962 sqft
1st Floor Area1,543 sqft
2nd Floor Area1,878 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area173 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address414 SADDLE HVN
CityCIBOLO
StateTX
Zip78108-0286
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #7 BLOCK 25 LOT 21 .23 AC
Legal SubdivisionSADDLE CREEK RANCH #7
Legal Tract21
Legal Block25
Legal Lot Number21
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1005
Census Tract210612

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address414 SADDLE HVN, CIBOLO, TX 78108-0286
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2023 · Amount on Record
Deed SaleJun 7, 2023 · Amount on Record
Deed Document Number202314223
Record UpdatedSep 20, 2026

June 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateJun 7, 2023
Property AddressTX
Document Number0099014223
Map ReferenceVOL 9 PG 365&366
Instrument DateMay 26, 2023
Instrument202399014223
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyALAMO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099014224
DateJun 7, 2023
Instrument202399014224
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$487,708 (+6.94%) Land $54,363 Building $433,345$487,708 (+6.94%) Land $54,363 Building $433,345
2025$7,275.00 (-5.56%) Homeowner's exemption$456,047 (+194.34%) Land $55,992 Building $400,055$456,047 (+194.34%) Land $55,992 Building $400,055
2024$7,703.00 (+157.37%)
2023$2,993.00 (+342.75%)$154,939 (+392.56%) Land $40,790 Building $114,149$154,939 (+392.56%) Land $40,790 Building $114,149
2022$676.00$31,456 Land $31,456$31,456 Land $31,456

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.

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