414 S State St, Lockport, IL 60441 Property Records

Will County property record for 414 S State St, Lockport, IL 60441

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,920 sqft · built 1922
Lot Size0.19 acres (8,229 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2022)
Tax Bill$8,925 (2025)
Deeds & MortgagesJun 2026 Mortgage
Dec 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-04-23-205-002

Property Details

APN / Parcel Number

Primary APN11-04-23-205-002
Alternative APN
  • 04232050020000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,920 sqft Living Area
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Lot Area8,229 sqft (0.19 acres)
Garage TypeDetached
Garage Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address414 S STATE ST
CityLOCKPORT
StateIL
Zip60441-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE S 50 FT OF LOT 3, IN BLK 30 IN CITY OF LOCKPORT IN THE W1/2 OF THE NE1/4 OF SEC 23, T36N-R10E.
Legal Range10E
Legal Township36N
Legal Section23
Legal SubdivisionCITY OF LOCKPORT
Legal Block30
Legal Lot Number3
JurisdictionWILL IL
Township / Civil DivisionLOCKPORT
Census Block Group1
Census Block1036
Census Tract880602

Owner

414 S State St is owned and occupied by an individual who bought it in December 2022.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address414 S STATE ST, LOCKPORT, IL 60441-3031
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREE STATE CREDIT UNION
Dec 27, 2022Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Jun 8, 2018Warranty Deed, Transfer · Conventional with PMI
PARKSIDE LNDG
Jun 8, 2018Quit Claim Deed, Transfer
BAIRD AND WARNER TITLE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2022 · Amount on File
Deed SaleDec 27, 2022 · Amount on File
Prior SaleJun 8, 2018 · Amount on File
Deed Document Number202288885
Prior Transfer DateMay 29, 2018
Prior Transfer Doc0000038781
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Recording DateJun 15, 2026
Property Address414 S STATE ST, LOCKPORT, IL 60441-3031
Document Number0000035778
Instrument DateJun 2, 2026
Instrument202635778
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4832 S ELLIS AVE, CHICAGO, IL 60615-1810

Mortgage

Document Number0000035778,
DateJun 15, 2026
Instrument202635778
Lender
NameFREE STATE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.5%
Initial TypeFixed Rate
Max Rate-1%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateDec 27, 2022
Property Address414 S STATE ST, LOCKPORT, IL 60441-3031
Document Number0000088885
Map ReferenceMB D PG 28
Instrument DateDec 21, 2022
InstrumentR2022088885
Transaction TypeTransfer
Record UpdatedJan 6, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 S STATE ST, LOCKPORT, IL 60441-3031

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateJun 8, 2018
Property Address414 S STATE ST, LOCKPORT, IL 60441-3031
Document Number0000038782
Instrument DateMay 29, 2018
Instrument38782
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyBAIRD AND WARNER TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$352.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address414 S STATE ST LOCKPORT IL 604413031, LOCKPORT, IL 60441-3031

Mortgage

Document Number38783
DateJun 8, 2018
Instrument38783
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94103
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 7, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWILL IL
Recording DateJun 8, 2018
Property Address414 S STATE ST, LOCKPORT, IL 60441-3031
Document Number0000038781
Instrument DateMay 29, 2018
Instrument38781
Transaction TypeTransfer
Record UpdatedJun 26, 2018
Title CompanyBAIRD AND WARNER TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address32 BLAINE ST HINSDALE IL 605214209, HINSDALE, IL 60521-4209

Tax Assessment & Valuation

The 2025 property tax bill for 414 S State St was $8,925.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionLockport Township
MunicipalityLockport City
Elementary School DistrictLockport School District 91 (KG - 08)
Secondary School DistrictLockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,925.00$107,030 (+7.2%) Land $22,467 Building $84,563$321,090 (+7.2%) Land $67,401 Building $253,689
2024$99,841 Land $20,958 Building $78,883$299,523 Land $62,874 Building $236,649
2022$7,696.00$83,609 Land $17,550 Building $66,059$250,827 Land $52,650 Building $198,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 S State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims14 (1981–2019)
Claims Outside the SFHA4 of 14
Most Recent ClaimSep 2019 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 414 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT
serves 23,100 people · EPA ID IL1970500
Water SourceGroundwater
Last State InspectionMay 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting40
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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