Denver City property record for 414 S Pearl St, Denver, CO 80209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1893 |
| Lot Size | 0.072 acres (3,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,262,500 (May 2026) |
| Tax Bill | $4,793 (2025) |
| Deeds & Mortgages | May 2026 Sale & Line of Credit Aug 2022 Sale & Mortgage |
| APN | 05151-15-004-000 |
| Primary APN | 05151-15-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Upper Floors Area | 665 sqft |
| Basement Area | 244 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Lot Area | 3,120 sqft (0.072 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 294 sqft |
| Deck Area | 228 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 414 S PEARL ST |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80209-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U-SU-B |
| Legal Description | L 4 BLK 109 BYERS EAST SUB |
| Legal Subdivision | BYERS EAST SUB |
| Legal Block | 109 |
| Legal Lot Number | 4 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2902 |
414 S Pearl St is owned and occupied by an individual who bought it in May 2026.
Source: Denver City records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 S PEARL ST, DENVER, CO 80209-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Special Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC |
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Aug 15, 2022 · Amount on File |
| Deed Document Number | 202661849 |
| Prior Transfer Date | Sep 27, 2004 |
| Prior Transfer Doc | 0000212157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DENVER CO |
| Recording Date | May 8, 2026 |
| Property Address | 414 S PEARL ST, DENVER, CO 80209-2022 |
| Document Number | 0000061849 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026.61849 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | EXACT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,751.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 414 S PEARL ST, DENVER, CO 80209-2022 |
| Document Number | 0000061850, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026.61850 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DENVER CO |
| Recording Date | Aug 15, 2022 |
| Property Address | 414 S PEARL ST, DENVER, CO 80209-2022 |
| Document Number | 0000107262 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022107262 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | SIGNLOC TITLE AND ESCROW, SIGNLOC TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 414 S PEARL ST, DENVER, CO 80209-2022 |
| Document Number | 0000107263 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022107263 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
The 2025 property tax bill for 414 S Pearl St was $4,793, up 15.8% from the year before.
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,793.00 (+15.83%) | $62,660 Land $27,570 Building $27,570 | $888,800 Land $391,100 Building $497,700 |
| 2024 | $4,138.00 (+2.22%) | ||
| 2023 | $4,048.00 | $52,250 (+26.67%) Land $19,610 Building $32,640 | $834,900 (+40.67%) Land $347,700 Building $487,200 |
| 2022 | $41,250 Land $21,140 Building $20,110 | $593,500 Land $304,200 Building $289,300 | |
| 2021 | $3,166.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 414 S Pearl St; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 414 S Pearl St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,065 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Aerux Broadband, Google Fiber, Starry, WiFiHood.
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