Gaston County property record for 414 S Main St, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,428 sqft · built 2022 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Apr 2025) |
| Tax Bill | $7,538 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 305311 |
| Primary APN | 305311 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,428 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 414 S MAIN ST |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-3835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER CREST LOT 10 PLAT BOOK 093 PAGE 094 |
| Legal Subdivision | TOWER CREST SUBDIVISION |
| Legal Lot Number | 10 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 32404 |
414 S Main St is owned and occupied by two individuals who bought it in April 2025.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 S MAIN ST, BELMONT, NC 28012-3835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | Aug 25, 2023 · Amount on File |
| Deed Book / Page | 5554 / 995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 25, 2023 |
| Property Address | 414 S MAIN ST, BELMONT, NC 28012-3835 |
| Document Number | 0054301882 |
| Book / Page | 5430 / 1882 |
| Map Reference | MB 93 PG 94 |
| Instrument Date | Aug 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2023 JOHN CROSLAND JR DR, CHARLOTTE, NC 28208-5555 |
| Name | Verified Name |
|---|---|
| Address | 414 S MAIN ST, BELMONT, NC 28012-3835 |
| Investor | Possibly a Property Investor |
| Document Number | 0054301885 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 5430/1885 |
| Name | METROPOLITAN GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Sep 1, 2025 |
The 2026 property tax bill for 414 S Main St was $7,538.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,538.00 | $715,190 (-) Land $75,000 Building $640,190 | |
| 2025 | $7,538.00 | $715,190 Land $75,000 Building $640,190 | |
| 2023 | $7,616.00 | $715,190 Land $75,000 Building $640,190 | |
| 2021 | $75,000 Land $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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