414 S Front St, Sterling, CO 80751 Property Records

Logan County property record for 414 S Front St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,188 sqft · built 1910
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2023)
Tax Bill	$753 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38052532119004`

Property Details

APN / Parcel Number

Primary APN	`38052532119004`
Alternative APN	`3886000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Heated Area
1st Floor Area	888 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1945
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	115 ft deep x 45 ft wide
Porch	Slab
Porch Area	190 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	3886000
Street Address	414 S FRONT ST
City	STERLING
State	CO
Zip	80751-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDN STERLING; SWSTLY 45' LOT 4 BLK 1 MINOS C KING & SARAH E SMITH
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	MINOS C KING & SARAH E SMITH
Legal Block	1
Legal Lot Number	4
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2084
Census Tract	966200

Owner

414 S Front St is owned and occupied by an individual who bought it in April 2023.

Source: Logan County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	414 S FRONT ST, STERLING, CO 80751-4214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP
Feb 1, 2022	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP
Feb 28, 2018	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Feb 1, 2022 · Amount on File
Deed Document Number	2023765974
Deed Book / Page	1054 / 165
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Apr 27, 2023
Property Address	414 S FRONT ST, STERLING, CO 80751-4214
Document Number	0000765974
Book / Page	1054 / 165
Instrument Date	Apr 24, 2023
Instrument	765974
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 S FRONT ST, STERLING, CO 80751-4214

Mortgage

Document Number	0000765975
Date	Apr 27, 2023
Instrument	765975

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000765976
Date	Apr 27, 2023
Book Page	1054/167
Instrument	765976

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Feb 1, 2022
Property Address	414 S FRONT ST, STERLING, CO 80751-4214
Document Number	0000759688
Book / Page	1047 / 877
Instrument Date	Jan 31, 2022
Instrument	759688
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 S FRONT ST, STERLING, CO 80751-4214

Mortgage

Document Number	0000759689
Date	Feb 1, 2022
Instrument	759689

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000759690
Date	Feb 1, 2022
Book Page	1047/879
Instrument	759690

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Feb 28, 2018
Property Address	414 S FRONT ST, STERLING, CO 80751-4214
Document Number	0000738228
Book / Page	001026 / 000405
Instrument Date	Feb 28, 2018
Instrument	738228
Transaction Type	Transfer
Record Updated	Mar 16, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 N 7TH AVE STERLING CO 807512907, STERLING, CO 80751-2907

Mortgage

Document Number	738229
Date	Feb 28, 2018
Book Page	001026/000406
Instrument	738229

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 414 S Front St was $753.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00	$8,985	$143,755 Land $25,875 Building $117,880
2023	$526.00 (-30.61%)	$132,520 (+1,338.87%) Land $19,410 Building $113,110	$132,520 (-) Land $19,410 Building $113,110
2022	$758.00	$9,210 Land $1,350 Building $7,860	$132,520 Land $19,410 Building $113,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 S Front St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 S Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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