414 S Elm St, Wallingford, CT 06492 Property Records

Wallingford Town property record for 414 S Elm St, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 1920
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Mar 2013)
Tax Bill	$7,754 (2026)
Deeds & Mortgages	Jan 2024 Refinance Sep 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`WALL M:163 L:227`

Property Details

APN / Parcel Number

Primary APN	`WALL M:163 L:227`
Alternative APNs	`M:055 B:001 L:017` `P0420100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	908 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	878 sqft
Unfinished Basement	878 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P0420100
Street Address	414 S ELM ST
City	WALLINGFORD
State	CT
Zip	06492-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	227
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	3
Census Block	3009
Census Tract	175300

Owner

414 S Elm St is owned and occupied by an individual who bought it in March 2013.

Source: Wallingford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	414 S ELM ST, WALLINGFORD, CT 06492-4817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CSE CREDIT UNION INC
Sep 24, 2018	Deed of Trust, Mortgage CONNECTICUT STATE EMPLOYEES FCU
Feb 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2013 · Amount on File
Deed Sale	Mar 7, 2013 · Amount on File
Prior Sale	Jun 14, 2001 · Amount on File
Deed Book / Page	1465 / 569
Transfer Doc	1465-567
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	414 S ELM ST, WALLINGFORD, CT 06492-4817
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001718-309
Date	Jan 19, 2024
Book Page	1718/309

Lender

Name	CSE CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2034

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	414 S ELM ST, WALLINGFORD, CT 06492-4817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1591-1158
Date	Sep 24, 2018
Book Page	1591/1158

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	414 S ELM ST, WALLINGFORD, CT 06492-4817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1620-227
Date	Feb 13, 2020
Book Page	1620/227

Lender

Name	CONNECTICUT STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 414 S Elm St was $7,754, up 1.9% from the year before.

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,754.00 (+1.87%)	$315,600 (-) Land $117,300 Building $198,300	$409,387 (+85.31%)
2025	$7,612.00	$315,600 Land $117,300 Building $198,300	$220,920 Land $82,110 Building $138,810
2024	$7,612.00 (+24.14%)
2023	$6,132.00	$209,000 Land $103,500 Building $105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 S Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 S Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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