Polk County property record for 414 S 7th St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,724 sqft · built 2016 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Jul 2020) |
| Tax Bill | $5,680 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-BC-09401 |
| Primary APN | 08428-BC-09401 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 3,016 sqft |
| 1st Floor Area | 1,724 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,801 sqft (0.225 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 205522 |
|---|---|
| Street Address | 414 S 7TH ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PATTERSONS ADDITION TO THE TOWN OF INDEPENDENCE LOT 1 BLOCK 5 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | PATTERSONS ADDITION TO THE TOWN OF INDEP |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 20305 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County assessment roll, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 S 7TH ST, INDEPENDENCE, OR 97351-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Jul 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on Record |
| Deed Sale | Jul 14, 2020 · Amount on Record |
| Prior Sale | Nov 10, 2016 · Amount on Record |
| Deed Document Number | 20209713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 414 S 7TH ST, INDEPENDENCE, OR 97351-1404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000018610 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-018610 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | COQUILLE, OR 97423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 28, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 414 S 7TH ST, INDEPENDENCE, OR 97351-1404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000010452 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020-010452 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | COQUILLE, OR 97423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 14, 2020 |
| Property Address | 414 S 7TH ST, INDEPENDENCE, OR 97351-1404 |
| Document Number | 0000009713 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 9713 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 S 7TH ST INDEPENDENCE OR 973511404, INDEPENDENCE, OR 97351-1404 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,580 (+3%) Land $36,810 Building $283,770 | $554,170 (-6.79%) Land $150,000 Building $404,170 | |
| 2025 | $5,680.00 (+3.78%) | $311,250 (+3%) Land $35,740 Building $275,510 | $594,510 (+4.34%) Land $149,300 Building $445,210 |
| 2024 | $5,473.00 (-2.49%) | $302,190 (+3%) Land $34,700 Building $267,490 | $569,770 (-2.33%) Land $137,000 Building $432,770 |
| 2023 | $5,613.00 (+8.93%) | $293,390 (+3%) Land $33,680 Building $259,710 | $583,340 (+6.16%) Land $138,200 Building $445,140 |
| 2022 | $5,153.00 | $284,850 Land $32,700 Building $252,150 | $549,480 Land $117,500 Building $431,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98.2% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Monmouth Independence Network Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hunter Communications & Technologies, Lumen Technologies.
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