Polk County property record for 414 Ruby Lake Pl, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,330 sqft Living Area |
| Lot Size | 11,735 sqft (0.269 acres) |
| Garage | Attached, 470 sqft |
| Last Sale | $450,000 (2023) |
| Tax Bill | $5,809.00 (2025) |
| Primary APN | 27-29-07-856606-001640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,330 sqft Living Area |
| Gross Area | 2,978 sqft Gross Area |
| 1st Floor | 2,330 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 11,735 sqft (0.269 acres) |
| Depth X Width | 125 ft x 95 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 470 sqft Garage |
| Pool Area | 288 sqft Pool |
| Porch Area | 220 sqft Porch |
| Street Address | 414 RUBY LAKE PL |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3272 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE FIVE PB 108 PGS 45 & 46 LOT 164 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE FIVE |
| Legal Phase | 5 |
| Legal Tract | 856606 |
| Legal Block | 1 |
| Legal Lot Number | 164 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1060 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856606-001640
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 BRYN MAWR PL, YONKERS, NY 10701-5347 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2023 · Amount on Record |
| Deed Sale | May 08, 2023 · Amount on Record |
| Prior Sale | Feb 19, 2010 · Amount on Record |
| Deed Doc Number | 2023106942 |
| Deed Book / Page | 12682 / 1341 |
| Prior Transfer Date | May 02, 2007 |
| Prior Transfer Doc | 0000106398 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 08, 2023 |
| Property Address | 414 RUBY LAKE PL, WINTER HAVEN, FL 33884-3272 |
| Document Number | 0000106942 |
| Book / Page | 12682 / 1341 |
| Map Reference | MB 108 PG 45 |
| Instrument Date | May 01, 2023 |
| Instrument | 2023106942 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 MARTINIQUE DR, WINTER HAVEN, FL 33884-1709 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 14 BRYN MAWR PL, YONKERS, NY 10701-5347 |
| Document Number | 0126821343 |
|---|---|
| Date | May 08, 2023 |
| Instrument | 12682/1343 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,809.00 (+98.19%) | $354,152 (+78.84%) Land $76,000 Building $278,152 | $354,152 (+4.55%) Land $76,000 Building $278,152 |
| 2023 | $2,931.00 (+3.06%) | $198,028 (+3%) | $338,735 (+13.23%) Land $74,000 Building $264,735 |
| 2022 | $2,844.00 Homeowner's exemption | $192,260 | $299,145 Land $62,000 Building $237,145 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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