414 River Bend Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 414 River Bend Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,453 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Sep 2023)
Tax Bill	$4,671 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-25-225-008`

Property Details

APN / Parcel Number

Primary APN	`02-25-225-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,453 sqft Living Area

Exterior

Architectural Style	Traditional
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 76 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Account Number	0225225008
Street Address	414 RIVER BEND DR
City	GENOA
State	IL
Zip	60135-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 367 - RIVERBEND ADDITION TO GENOA - UNIT FIVE
Legal Subdivision	RIVERBEND ADDITION
Legal Lot Number	367
Legal Unit	5
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	4
Census Block	4041
Census Tract	100

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2679 SHOWPLACE DR, NAPERVILLE, IL 60564-3312
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 31, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	20236166
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0000009600
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 5, 2023
Property Address	414 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000006166
Map Reference	DOC 2004-024878
Instrument Date	Aug 30, 2023
Instrument	2023006166
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 RIVER BEND DR, GENOA, IL 60135-1440

Mortgage

Document Number	0000006167
Date	Sep 5, 2023
Instrument	2023006167

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Jul 23, 2021
Property Address	414 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000009600
Map Reference	DOC 2004024878
Instrument Date	Jul 27, 2020
Instrument	2021009600
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 RIVER BEND DR, GENOA, IL 60135-1440

Mortgage

Document Number	0000009601
Date	Jul 23, 2021
Instrument	2021009601

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Aug 1, 2035

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 31, 2018
Property Address	414 RIVER BEND DR, GENOA, IL 60135-1440
Document Number	0000010130
Instrument Date	Apr 29, 2016
Instrument	10130
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5533 STOCKTON DR ROCKFORD IL 611091797, ROCKFORD, IL 61109-1797

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,435 (+22.81%) Land $8,796 Building $91,639	$301,305 (+22.81%) Land $26,388 Building $274,917
2023	$4,671.00 Homeowner's exemption	$81,781 (+2.75%) Land $7,162 Building $74,619	$245,343 (+2.75%) Land $21,486 Building $223,857
2022		$79,592 Land $11,867 Building $67,725	$238,776 Land $35,601 Building $203,175

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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