St. Charles Parish property record for 414 Ristroph St, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1984 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $580 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| APN | 1-032 00A 00006 |
| Primary APN | 1-032 00A 00006 |
|---|
| Building Area | 1,800 sqft Living Area |
|---|
| Year Built | Built 1984 |
|---|---|
| Lot Area | 11,326 sqft (0.26 acres) |
| Street Address | 414 RISTROPH ST |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-4322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AM |
| Legal Description | LOTS 6 & 7, BLK. A, OAK RIDGE PARK SUBD. |
| Legal Subdivision | OAK RIDGE PARK - LULING |
| Legal Block | A |
| Legal Lot Number | 6,7 7 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 62800 |
414 Ristroph St is owned and occupied by two individuals who acquired it in January 2005.
Source: St. Charles Parish records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 414 RISTROPH ST, LULING, LA 70070-4322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2005 |
| Deed Sale | Jan 18, 2005 |
| Deed Document Number | 0000646330 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 414 RISTROPH ST, LULING, LA 70070-4322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000493736 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 493736 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 414 Ristroph St was $580 with a homeowner's exemption, down 35.3% from the year before.
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $580.00 (-35.34%) Homeowner's exemption | $16,240 (-) Land $2,720 Building $13,520 | $162,400 (-) Land $27,200 Building $135,200 |
| 2024 | $897.00 (+223.83%) Homeowner's exemption | $16,240 (+62.56%) Land $2,720 Building $13,520 | $162,400 (+62.56%) Land $27,200 Building $135,200 |
| 2023 | $277.00 (-4.81%) Homeowner's exemption | $9,990 (-) Land $1,890 Building $8,100 | $99,900 (-) Land $18,900 Building $81,000 |
| 2022 | $291.00 Homeowner's exemption | $9,990 Land $1,890 Building $8,100 | $99,900 Land $18,900 Building $81,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 414 Ristroph St; there have been 147 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 147 (1983–2026) |
| Claims Outside the SFHA | 136 of 147 |
| Most Recent Claim | Jul 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Ristroph St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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